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South Africa Buy Now Pay Later Business and Investment Opportunities Databook

South Africa Buy Now Pay Later Business and Investment Opportunities Databook

According to PayNXT360, BNPL payments in the country are expected to grow by 16.7% on an annual basis to reach US$717.3 million in 2024. The medium to long-term growth story of the BNPL industry in t...

South Africa Buy Now Pay Later Business and Investment Opportunities Databook – 75+ KPIs on BNPL Market Size, End-Use Sectors, Market Share, Product Analysis, Business Model, Demographics - Q2 2024 Update
Summary
According to PayNXT360, BNPL payments in the country are expected to grow by 16.7% on an annual basis to reach US$717.3 million in 2024.

The medium to long-term growth story of the BNPL industry in the country remains strong. BNPL payment adoption is expected to grow steadily over the forecast period, recording a CAGR of 10.9% during 2024-2029. The BNPL gross merchandise value in the country will increase from US$614.4 million in 2023 to reach US$1,201.6 million by 2029.

Key Developments in the BNPL Sector in South Africa
The Buy Now Pay Later (BNPL) sector in South Africa has experienced significant growth and development. Here are the key products and trends:

Product Launches and Innovations

New Market Entrants: The market is attracting global BNPL platforms looking to capitalize on South Africa's growth potential. This influx of new players is likely to spur competition and innovation within the sector.
PayJustNow Enhancements: PayJustNow, a prominent BNPL provider in South Africa, has continued to innovate by enhancing its platform to offer more flexible payment options. This includes allowing consumers to split their purchases into manageable installments, which has gained popularity among users seeking budget-friendly solutions.
Mobility Solutions by Mobicred: Mobicred has expanded its offerings to include mobility solutions, allowing consumers to finance purchases related to transportation. This innovation caters to the growing demand for flexible payment options in the automotive sector, enabling consumers to manage their expenses more effectively.

Strategic Partnerships

Collaborations with E-commerce Platforms: Companies like Payflex and Mobicred are forming strategic partnerships with e-commerce platforms to enhance the availability of BNPL options. These collaborations aim to provide consumers with more flexible payment solutions while driving sales for merchants.
Focus on SMEs: There is a growing trend of BNPL firms partnering with small and medium enterprises (SMEs) to offer tailored payment solutions. This approach not only supports SMEs in managing cash flow but also expands the customer base for BNPL providers.
The buy now, pay later (BNPL) sector in South Africa is growing rapidly due to increased adoption and diversification across industries. Strategic partnerships and innovative product offerings are making BNPL services more appealing to consumers seeking flexible payment solutions. The market is expected to attract more investment and innovation, solidifying its position in the South African financial landscape.

Mergers and Acquisitions

Emerging Interest from Global Players: The South African BNPL market is attracting attention from international players looking to expand their footprint. The increasing popularity of BNPL services in South Africa has led to speculation about potential future acquisitions as global firms seek to capitalize on the high growth potential of the market.

Regulatory Changes

The regulatory and government landscape for the Buy Now Pay Later (BNPL) sector in South Africa has been characterized by a focus on consumer protection and the evolving market dynamics.
Increased Regulatory Scrutiny: The South African government and financial regulators have begun to pay closer attention to the BNPL sector due to its rapid growth and rising consumer adoption. This scrutiny is driven by concerns about potential over-indebtedness among consumers, particularly in light of economic challenges and rising living costs.
Consumer Protection Initiatives: There have been discussions around implementing guidelines that would require BNPL providers to ensure responsible lending practices. This includes conducting thorough credit assessments before granting loans to consumers, aiming to mitigate the risk of consumers falling into debt traps.
Focus on Transparency: Regulators are emphasizing the need for transparency in BNPL agreements. This includes clear disclosures about fees, repayment terms, and the implications of late payments, ensuring that consumers are fully informed before entering into BNPL agreements.
The evolving regulatory framework in South Africa aims to balance BNPL sector growth with consumer protection. These developments are crucial for ensuring consumers benefit from flexible payment solutions without falling into debt traps.


The BNPL payment industry in South Africa has recorded strong growth over the last four quarters, supported by increased e-commerce penetration.

This report provides a detailed data-centric analysis of the Buy Now Pay Later (BNPL) industry, covering market opportunities and risks across a range of retail categories. With over 75 KPIs at the country level, this report provides a comprehensive understanding of BNPL market dynamics, market size and forecast, and market share statistics.

It breaks down market opportunities by type of business model, sales channels (offline and online), and distribution models. In addition, it provides a snapshot of consumer behaviour and retail spending dynamics. KPIs in both value and volume terms help in getting an in-depth understanding of end market dynamics.

PayNXT360’s research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to offer a detailed view of emerging business and investment market opportunities.
Scope
This report provides in-depth, data-centric analysis of Buy Now Pay Later industry in South Africa through 55 tables and 71 charts. Below is a summary of key market segments:

South Africa BNPL Market Size and Spending Pattern, 2020-2029

• Gross Merchandise Value Trend Analysis 
• Average Value Per Transaction Trend Analysis 
• Transaction Volume Trend Analysis 

South Africa Buy Now Pay Later Revenue Analysis, 2020-2029

• Buy Now Pay Later Revenues
• Buy Now Pay Later Share by Revenue Segments
• Buy Now Pay Later Revenue by Merchant Commission
• Buy Now Pay Later Revenue by Missed Payment Fee Revenue
• Buy Now Pay Later Revenue by Pay Now & Other Income


South Africa Buy Now Pay Later Operational KPIs & Statistics, 2020-2029

• Buy Now Pay Later Active Consumer Base
• Buy Now Pay Later Bad Debt 

South Africa BNPL by Purpose, 2020-2029

• Convenience – Short Term Loans
• Credit – Long Term Loans

South Africa BNPL by Business Model, 2020-2029

• Two-Party (BNPL offered by retailers)
• Three-Party BNPL Offering

South Africa BNPL by Merchant Ecosystem, 2020-2029

• Open Loop System
• Closed Loop System

South Africa BNPL by Distribution Model Analysis, 2020-2029

• Standalone 
• Banks & Payment Service Providers
• Marketplaces

South Africa Buy Now Pay Later Market Share Analysis by Key Players 

South Africa BNPL Analysis by Channel, 2020-2029

• Online Channel
• POS Channel

South Africa Buy Now Pay Later in Retail Shopping: Market Size and Forecast, 2020-2029

• Gross Merchandise Value Trend Analysis 
• Average Value Per Transaction Trend Analysis 
• Transaction Volume Trend Analysis 

South Africa Buy Now Pay Later in Home Improvement: Market Size and Forecast, 2020-2029

• Gross Merchandise Value Trend Analysis 
• Average Value Per Transaction Trend Analysis 
• Transaction Volume Trend Analysis

South Africa Buy Now Pay Later in Travel: Market Size and Forecast, 2020-2029

• Gross Merchandise Value Trend Analysis 
• Average Value per Transaction Trend Analysis 
• Transaction Volume Trend Analysis

South Africa Buy Now Pay Later in Media and Entertainment: Market Size and Forecast, 2020-2029

• Gross Merchandise Value Trend Analysis 
• Average Value per Transaction Trend Analysis 
• Transaction Volume Trend Analysis

South Africa Buy Now Pay Later in Services: Market Size and Forecast, 2020-2029

• Gross Merchandise Value Trend Analysis 
• Average Value Per Transaction Trend Analysis 
• Transaction Volume Trend Analysis

South Africa Buy Now Pay Later in Automotive: Market Size and Forecast, 2020-2029

• Gross Merchandise Value Trend Analysis 
• Average Value Per Transaction Trend Analysis 
• Transaction Volume Trend Analysis

South Africa Buy Now Pay Later in Healthcare and Wellness: Market Size and Forecast, 2020-2029

• Gross Merchandise Value Trend Analysis 
• Average Value Per Transaction Trend Analysis 
• Transaction Volume Trend Analysis

South Africa Buy Now Pay Later in Others: Market Size and Forecast

• Gross Merchandise Value Trend Analysis 
• Average Value Per Transaction Trend Analysis 
• Transaction Volume Trend Analysis

South Africa Buy Now Pay Later Analysis by Consumer Attitude and Behaviour

• Sales Uplift by Product Category
• Share by Age Group
• Share by Income 
• Share by Gender
• Adoption Rationale
• Average Monthly Expense segments
Reason to buy
• Gain a thorough grasp of the dynamics of the industry for Buy Now Pay Later: Determine key trends, market opportunities, and projections for the years 2020–2029. To keep on top of the game, utilise critical KPIs such as volume, average value per transaction, and gross merchandise value to understand market trends.

• Get market dynamics by end-use sectors and assess new prospects across various end-use sectors to quickly stay up to date on the most recent and impending developments in BNPL markets.

• Market-specific strategies include identifying growth areas that are concentrated on particular opportunities and using our unique combination of quantitative forecasting and cutting-edge insights to analyse market-specific risks and significant trends in the BNPL sector.

• Learn about the attitudes and behaviours of consumers: This study uses information from a proprietary survey to identify and interpret key Buy Now Pay Later KPIs, such as spending by age, gender, and income level.

• Create profitable and proactive business plans by utilising market research and a forward-looking study of BNPL market spend and significant prospects in South Africa.
Table of Contents
 1 About this Report
1.1 Summary
1.2 Methodology
1.3 BNPL Definitions
1.4 Disclaimer

2 South Africa Buy Now Pay Later Industry Attractiveness
2.1 South Africa Buy Now Pay Later – Gross Merchandise Value Trend Analysis, 2020-2029
2.2 South Africa Buy Now Pay Later – Average Value Per Transaction Trend Analysis, 2020-2029
2.3 South Africa Buy Now Pay Later—Transaction Volume Trend Analysis, 2020-2029
2.4 South Africa Buy Now Pay Later Market Share Analysis by Key Players

3 South Africa Buy Now Pay Later Operational KPIs
3.1 Buy Now Pay Later Revenues, 2020-2029
3.2 Buy Now Pay Later Share by Revenue Segments, 2020-2029
3.2.1 Buy Now Pay Later Revenue by Merchant Commission, 2020-2029
3.2.2 Buy Now Pay Later Revenue by Missed Payment Fee Revenue, 2020-2029
3.2.3 Buy Now Pay Later Revenue by Pay Now & Other Income, 2020-2029
3.3 Buy Now Pay Later Active Consumer Base, 2020-2029
3.4 Buy Now Pay Later Bad Debt, 2020 – 2024 – 2029

4 Buy Now Pay Later Spend Analysis by Business Model, 2020-2029
4.1 Buy Now Pay Later Two-Party Business Model, 2020-2029
4.2 Buy Now Pay Later Three-Party Business Model, 2020-2029

5 Buy Now Pay Later Spend Analysis by Purpose, 2020-2029
5.1 Buy Now Pay Later Convenience, 2020-2029
5.2 Buy Now Pay Later Credit, 2020-2029

6 Buy Now Pay Later Spend Analysis by Functional Attribute, 2020-2029
6.1 Buy Now Pay Later by Open Loop System, 2020-2029
6.2 Buy Now Pay Later by Closed Loop System, 2020-2029

7 Buy Now Pay Later Spend Analysis by Distribution Model, 2020-2029
7.1 Buy Now Pay Later by Standalone, 2020-2029
7.2 Buy Now Pay Later by Banks & Payment Service Providers, 2020-2029
7.3 Buy Now Pay Later by Marketplaces, 2020-2029

8 South Africa Buy Now Pay Later Spend Analysis by Sales Channel
8.1 Buy Now Pay Later Market Share by Sales Channel, 2020-2029
8.2 Buy Now Pay Later Online Channel Market Size and Forecast, 2020-2029
8.3 Buy Now Pay Later POS Channel Market Size and Forecast, 2020-2029

9 South Africa Buy Now Pay Later Snapshot by End-Use Sector, 2020-2029
9.1 Buy Now Pay Later Market Share by End-Use Sector, 2023
9.2 Buy Now Pay Later Sales Uplift by End-Use Segment, 2023

10 South Africa Buy Now Pay Later in Retail Shopping: Market Size and Forecast, 2020-2029
10.1 South Africa Buy Now Pay Later Retail Shopping – Gross Merchandise Value Trend Analysis, 2020-2029
10.2 South Africa Buy Now Pay Later Retail Shopping – Average Value Per Transaction Trend Analysis, 2020-2029
10.3 South Africa Buy Now Pay Later Retail Shopping – Transaction Volume Trend Analysis, 2020-2029

11 South Africa Buy Now Pay Later Market Size and Forecast by Retail Product Categories
11.1 Buy Now Pay Later Share by Retail Product Category, 2023
11.2 South Africa Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories – Gross Merchandise Value Trend Analysis, 2020-2029
11.3 South Africa Buy Now Pay Later Retail Shopping - Consumer Electronics – Gross Merchandise Value Trend Analysis, 2020-2029
11.5 South Africa Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies – Gross Merchandise Value Trend Analysis, 2020-2029
11.6 South Africa Buy Now Pay Later Retail Shopping - Jewellery – Gross Merchandise Value Trend Analysis, 2020-2029
11.7 South Africa Buy Now Pay Later Retail Shopping - Sporting Goods – Gross Merchandise Value Trend Analysis, 2020-2029
11.8 South Africa Buy Now Pay Later Retail Shopping - Entertainment & Gaming – Gross Merchandise Value Trend Analysis, 2020-2029
11.9 South Africa Buy Now Pay Later Retail Shopping - Others – Gross Merchandise Value Trend Analysis, 2020-2029

12 South Africa Buy Now Pay Later in Home Improvement: Market Size and Forecast, 2020-2029
12.1 South Africa Buy Now Pay Later Home Improvement – Gross Merchandise Value Trend Analysis, 2020-2029
12.2 South Africa Buy Now Pay Later Home Improvement – Average Value Per Transaction Trend Analysis, 2020-2029
12.3 South Africa Buy Now Pay Later Home Improvement – Transaction Volume Trend Analysis, 2020-2029

13 South Africa Buy Now Pay Later in Travel: Market Size and Forecast, 2020-2029
13.1 South Africa Buy Now Pay Later Travel – Gross Merchandise Value Trend Analysis, 2020-2029
13.2 South Africa Buy Now Pay Later Travel – Average Value Per Transaction Trend Analysis, 2020-2029
13.3 South Africa Buy Now Pay Later Travel – Transaction Volume Trend Analysis, 2020-2029

14 South Africa Buy Now Pay Later in Media and Entertainment: Market Size and Forecast, 2020-2029
14.1 South Africa Buy Now Pay Later Media and Entertainment – Gross Merchandise Value Trend Analysis, 2020-2029
14.2 South Africa Buy Now Pay Later Media and Entertainment – Average Value Per Transaction Trend Analysis, 2020-2029
14.3 South Africa Buy Now Pay Later Media and Entertainment – Transaction Volume Trend Analysis, 2020-2029

15 South Africa Buy Now Pay Later in Service: Market Size and Forecast, 2020-2029
15.1 South Africa Buy Now Pay Later Service – Gross Merchandise Value Trend Analysis, 2020-2029
15.2 South Africa Buy Now Pay Later Service – Average Value Per Transaction Trend Analysis, 2020-2029
15.3 South Africa Buy Now Pay Later Service – Transaction Volume Trend Analysis, 2020-2029

16 South Africa Buy Now Pay Later in Automotive: Market Size and Forecast, 2020-2029
16.1 South Africa Buy Now Pay Later Automotive – Gross Merchandise Value Trend Analysis, 2020-2029
16.2 South Africa Buy Now Pay Later Automotive – Average Value Per Transaction Trend Analysis, 2020-2029
16.3 South Africa Buy Now Pay Later Automotive – Transaction Volume Trend Analysis, 2020-2029

17 South Africa Buy Now Pay Later in Healthcare and Wellness: Market Size and Forecast, 2020-2029
17.1 South Africa Buy Now Pay Later Healthcare and Wellness – Gross Merchandise Value Trend Analysis, 2020-2029
17.2 South Africa Buy Now Pay Later Healthcare and Wellness – Average Value Per Transaction Trend Analysis, 2020-2029
17.3 South Africa Buy Now Pay Later Healthcare and Wellness – Transaction Volume Trend Analysis, 2020-2029

18 South Africa Buy Now Pay Later in Others: Market Size and Forecast, 2020-2029
18.1 South Africa Buy Now Pay Later Others – Gross Merchandise Value Trend Analysis, 2020-2029
18.2 South Africa Buy Now Pay Later Others – Average Value Per Transaction Trend Analysis, 2020-2029
18.3 South Africa Buy Now Pay Later Others – Transaction Volume Trend Analysis, 2020-2029

19 South Africa Buy Now Pay Later Analysis by Consumer Attitude and Behaviour, 2020-2029
19.1 Buy Now Pay Later Spend Share by Age Group, 2023
19.1.1 South Africa Buy Now Pay Later by Age Group – Gen Z (15-27) – Gross Merchandise Value Trend Analysis, 2020-2029
19.1.2 South Africa Buy Now Pay Later by Age Group – Millennials (28–44) – Gross Merchandise Value Trend Analysis, 2020-2029
19.1.3 South Africa Buy Now Pay Later by Age Group – Gen X (45 – 60) – Gross Merchandise Value Trend Analysis, 2020-2029
19.1.4 South Africa Buy Now Pay Later by Age Group – Baby Boomers (60+) – Gross Merchandise Value Trend Analysis, 2020-2029
19.2 Buy Now Pay Later Spend Share by Default Rate by Age Group, 2023
19.3 Buy Now Pay Later Share by Income, 2023
19.3.1 South Africa Buy Now Pay Later by Income Level – Tier 1 – Gross Merchandise Value Trend Analysis, 2020-2029
19.3.2 South Africa Buy Now Pay Later by Income Level – Tier 2 – Gross Merchandise Value Trend Analysis, 2020-2029
19.3.3 South Africa Buy Now Pay Later by Income Level – Tier 3 – Gross Merchandise Value Trend Analysis, 2020-2029
19.4 Buy Now Pay Later Gross Merchandise Value Share by Gender, 2023
19.5 Buy Now Pay Later Adoption Rationale, 2023
19.6 South Africa Buy Now Pay Later Market – Spend by Average Monthly Expense Segments, 2023

20 Further Reading
20.1 About PayNXT360
20.2 Related Research
List Of Table
Table 1: South Africa Buy Now Pay Later – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 2: South Africa Buy Now Pay Later – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 3: South Africa Buy Now Pay Later – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 4: South Africa Buy Now Pay Later – Revenues (US$ Million), 2020-2029
Table 5: South Africa Buy Now Pay Later – Merchant Commission (US$ Million), 2020-2029
Table 6: South Africa Buy Now Pay Later – Missed Payment Fee Revenue (US$ Million), 2020-2029
Table 7: South Africa Buy Now Pay Later Pay Now – Other Income (US$ Million), 2020-2029
Table 8: South Africa Buy Now Pay Later – Active Consumer Base (Thousand), 2020-2029
Table 9: South Africa Buy Now Pay Later – Bad Debt (US$ Million), 2022-2024-2029
Table 10: South Africa Buy Now Pay Later – Two-Party Business Model (US$ Million), 2020-2029
Table 11: South Africa Buy Now Pay Later – Three-Party Business Model (US$ Million), 2020-2029
Table 12: South Africa Buy Now Pay Later – Convenience (US$ Million), 2020-2029
Table 13: South Africa Buy Now Pay Later – Credit (US$ Million), 2020-2029
Table 14: South Africa Buy Now Pay Later – Open Loop System (US$ Million), 2020-2029
Table 15: South Africa Buy Now Pay Later – Closed Loop System (US$ Million), 2020-2029
Table 16: South Africa Buy Now Pay Later – Standalone (US$ Million), 2020-2029
Table 17: South Africa Buy Now Pay Later – Banks & Payment Service Providers (US$ Million), 2020-2029
Table 18: South Africa Buy Now Pay Later – Marketplaces (US$ Million), 2020-2029
Table 19: South Africa Buy Now Pay Later – Gross Merchandise Value by Online Channel (US$ Million), 2020-2029
Table 20: South Africa Buy Now Pay Later – Gross Merchandise Value by POS Channel (US$ Million), 2020-2029
Table 21: South Africa Buy Now Pay Later Retail Shopping – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 22: South Africa Buy Now Pay Later Retail Shopping – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 23: South Africa Buy Now Pay Later Retail Shopping – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 24: South Africa Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 25: South Africa Buy Now Pay Later Retail Shopping - Consumer Electronics – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 26: South Africa Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 27: South Africa Buy Now Pay Later Retail Shopping - Jewellery – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 28: South Africa Buy Now Pay Later Retail Shopping - Sporting Goods – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 29: South Africa Buy Now Pay Later Retail Shopping - Entertainment & Gaming – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 30: South Africa Buy Now Pay Later Retail Shopping - Others – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 31: South Africa Buy Now Pay Later Home Improvement – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 32: South Africa Buy Now Pay Later Home Improvement – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 33: South Africa Buy Now Pay Later Retail Shopping Home Improvement – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 34: South Africa Buy Now Pay Later Travel – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 35: South Africa Buy Now Pay Later Travel – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 36: South Africa Buy Now Pay Later Travel – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 37: South Africa Buy Now Pay Later Media and Entertainment – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 38: South Africa Buy Now Pay Later Media and Entertainment – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 39: South Africa Buy Now Pay Later Media and Entertainment – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 40: South Africa Buy Now Pay Later Service – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 41: South Africa Buy Now Pay Later Service– Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 42: South Africa Buy Now Pay Later Service – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 43: South Africa Buy Now Pay Later Automotive – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 44: South Africa Buy Now Pay Later Automotive – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 45: South Africa Buy Now Pay Later Automotive – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 46: South Africa Buy Now Pay Later Healthcare and Wellness – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 47: South Africa Buy Now Pay Later Healthcare and Wellness – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 48: South Africa Buy Now Pay Later Healthcare and Wellness – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 49: South Africa Buy Now Pay Later Others – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 50: South Africa Buy Now Pay Later Others – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 51: South Africa Buy Now Pay Later Others – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 52: South Africa Buy Now Pay Later by Age Group – Gen Z (15-27) – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 53: South Africa Buy Now Pay Later by Age Group – Millennials (28–44) – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 54: South Africa Buy Now Pay Later by Age Group – Gen X (45 – 60) – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 55: South Africa Buy Now Pay Later by Age Group – Baby Boomers (60+) – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 56: South Africa Buy Now Pay Later by Income Level – Tier 1 – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 57: South Africa Buy Now Pay Later by Income Level – Tier 2 – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 58: South Africa Buy Now Pay Later by Income Level – Tier 3 – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
List of figures
Figure 1: PayNXT360’s Methodology Framework
Figure 2: South Africa Buy Now Pay Later – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 3: South Africa Buy Now Pay Later – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 4: South Africa Buy Now Pay Later – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 5: South Africa Buy Now Pay Later – Market Share Analysis by Key Players (by Value), 2023
Figure 6: South Africa Buy Now Pay Later – Revenues (US$ Million), 2020-2029
Figure 7: Buy Now Pay Later Share - Revenue Segments (%), 2020-2029
Figure 8: South Africa Buy Now Pay Later – Merchant Commission (US$ Million), 2020-2029
Figure 9: South Africa Buy Now Pay Later – Missed Payment Fee Revenue (US$ Million), 2020-2029
Figure 10: South Africa Buy Now Pay Later Pay Now – Other Income (US$ Million), 2020-2029
Figure 11: South Africa Buy Now Pay Later – Active Consumer Base (Thousand), 2020-2029
Figure 12: South Africa Buy Now Pay Later – Bad Debt (US$ Million), 2020-2024-2029
Figure 13: South Africa Buy Now Pay Later Spend Analysis by Business Model (%), 2020-2029
Figure 14: South Africa Buy Now Pay Later – Two-Party Business Model (US$ Million), 2020-2029
Figure 15: South Africa Buy Now Pay Later – Three-Party Business Model (US$ Million), 2020-2029
Figure 16: South Africa Buy Now Pay Later Spend Analysis by Purpose (%), 2020-2029
Figure 17: South Africa Buy Now Pay Later – Convenience (US$ Million), 2020-2029
Figure 18: South Africa Buy Now Pay Later – Credit (US$ Million), 2020-2029
Figure 19: South Africa Buy Now Pay Later Spend Analysis by Functional Attribute (%), 2020-2029
Figure 20: South Africa Buy Now Pay Later – Open Loop System (US$ Million), 2020-2029
Figure 21: South Africa Buy Now Pay Later – Closed Loop System (US$ Million), 2020-2029
Figure 22: South Africa Buy Now Pay Later Spend Analysis by Distribution Model (%), 2020-2029
Figure 23: South Africa Buy Now Pay Later – Standalone (US$ Million), 2020-2029
Figure 24: South Africa Buy Now Pay Later – Banks & Payment Service Providers (US$ Million), 2020-2029
Figure 25: South Africa Buy Now Pay Later – Marketplaces (US$ Million), 2020-2029
Figure 26: South Africa Buy Now Pay Later – Gross Merchandise Value Market Share by Sales Channel (%), 2020-2029
Figure 27: South Africa Buy Now Pay Later – Gross Merchandise Value by Online Channel (US$ Million), 2020-2029
Figure 28: South Africa Buy Now Pay Later – Gross Merchandise Value by POS Channel (US$ Million), 2020-2029
Figure 29: South Africa Buy Now Pay Later – Market Share by End-Use Sector (%), 2023
Figure 30: South Africa Buy Now Pay Later – Market Share by End-Use Segment (%), 2023
Figure 31: South Africa Buy Now Pay Later Retail Shopping – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 32: South Africa Buy Now Pay Later Retail Shopping – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 33: South Africa Buy Now Pay Later Retail Shopping – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 34: South Africa Buy Now Pay Later – Market Share by Retail Product Category (%), 2023
Figure 35: South Africa Buy Now Pay Later Retail Shopping - Apparel, Footwear & Accessories – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 36: South Africa Buy Now Pay Later Retail Shopping - Consumer Electronics – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 37: South Africa Buy Now Pay Later Retail Shopping - Toys, Kids, and Babies – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 38: South Africa Buy Now Pay Later Retail Shopping - Jewellery– Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 39: South Africa Buy Now Pay Later Retail Shopping - Sporting Goods – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 40: South Africa Buy Now Pay Later Retail Shopping - Entertainment & Gaming – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 41: South Africa Buy Now Pay Later Retail Shopping - Others – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 42: South Africa Buy Now Pay Later Home Improvement – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 43: South Africa Buy Now Pay Later Home Improvement – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 44: South Africa Buy Now Pay Later Home Improvement – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 45: South Africa Buy Now Pay Later Travel – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 46: South Africa Buy Now Pay Later Travel – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 47: South Africa Buy Now Pay Later Travel – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 48: South Africa Buy Now Pay Later Media and Entertainment – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 49: South Africa Buy Now Pay Later Media and Entertainment – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 50: South Africa Buy Now Pay Later Media and Entertainment – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 51: South Africa Buy Now Pay Later Service – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 52: South Africa Buy Now Pay Later Service – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 53: South Africa Buy Now Pay Later Service – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 54: South Africa Buy Now Pay Later Automotive – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 55: South Africa Buy Now Pay Later Automotive – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 56: South Africa Buy Now Pay Later Automotive – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 57: South Africa Buy Now Pay Later Healthcare and Wellness – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 58: South Africa Buy Now Pay Later Healthcare and Wellness – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 59: South Africa Buy Now Pay Later Healthcare and Wellness – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 60: South Africa Buy Now Pay Later Others – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 61: South Africa Buy Now Pay Later Others – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 62: South Africa Buy Now Pay Later Others – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 63: South Africa Buy Now Pay Later – Share by Age Group in Value Terms (%), 2023
Figure 64: South Africa Buy Now Pay Later by Age Group – Gen Z (15-27) – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 65: South Africa Buy Now Pay Later by Age Group – Millennials (28–44) – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 66: South Africa Buy Now Pay Later by Age Group – Gen X (45 – 60) – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 67: South Africa Buy Now Pay Later by Age Group – Baby Boomers (60+) – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 68: South Africa Buy Now Pay Later – Share by Default Rate by Age Group in Value Terms (%), 2023
Figure 69: South Africa Buy Now Pay Later – Share by Income Group in Value Terms (%), 2023
Figure 70: South Africa Buy Now Pay Later by Income Level – Tier 1 – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 71: South Africa Buy Now Pay Later by Income Level – Tier 2 – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 72: South Africa Buy Now Pay Later by Income Level – Tier 3 – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 73: South Africa Buy Now Pay Later – Share by Gender in Value Terms (%), 2023
Figure 74: Buy Now Pay Later – Adoption Rationale by Value, 2023
Figure 75: South Africa Buy Now Pay Later – Average Monthly Expense Segments, 2023
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