According to PayNXT360, the alternative lending market in Global is expected to grow by 14.4% annually, reaching US$535.4 billion by 2025. Global alternative lending market has experienced robust gro...
According to PayNXT360, the alternative lending market in Global is expected to grow by 14.4% annually, reaching US$535.4 billion by 2025. Global alternative lending market has experienced robust growth during 2020-2024, achieving a CAGR of 14.6%. This upward trajectory is expected to continue, with the market forecast to grow at a CAGR of 13.4% from 2025 to 2029. By the end of 2029, the alternative lending market is projected to expand from its 2024 value of US$467.9 billion to approximately US$884.1 billion. Key Trends and Drivers Globally, alternative lending is being reshaped by four interconnected mega trends: expansion of BNPL and instalment credit, institutional capital acceleration, smarter underwriting via alternative data and AI, and embedding credit into digital platforms. These trends reinforce each other: platform embedding generates data, which powers AI models, which attracts capital, and enables further scale. Over the forecasted period, competitive advantage will accrue to firms that can integrate credit deeply, maintain underwriting discipline, align with regulation, and sustain capital access. The nature of credit competition is evolving from who can lend most, to who can lend smartest and most contextually. 1. Growth of BNPL / Instalment Credit as a Core Consumer Payment Option Globally, Buy Now, Pay Later (BNPL) and instalment credit have moved from niche experiments to central pillars of consumer finance. Across North America, Europe, Asia, Latin America, and parts of Africa, BNPL sits at checkout flows in e commerce, mobile apps, travel, retail, and services. Major fintechs like Klarna, Affirm, and Afterpay are spotlighting this shift e.g. Affirm expanding into medical financing. Key Growth Drivers and Ecosystem Enablers: • Consumer demand for payment flexibility, especially among younger or underbanked users, makes instalment credit a bridge product. • E commerce volume, mobile adoption, and digital payments expanding globally create natural distribution channels for BNPL. • Merchant incentives: reduced abandonment, increased basket size, higher conversion when credit is embedded. • Capital and debt providers are increasingly willing to fund BNPL portfolios, enabling scale. • Infrastructure and API models (credit-as-a-service) make embedding credit simpler for non lenders. BNPL / instalment credit is expected to deepen further over the next few years. New verticals (healthcare, travel, education, utilities) will adopt instalment features. Hybrid products combining revolving credit lines with instalments will emerge. However, regulation will increasingly impose constraints disclosure, affordability checks, caps, and consumer protection forcing providers to refine credit discipline. Some aggressive models may be scaled back under regulatory pressure or margin compression. 2. Institutional Capital & Private Credit Fuel Alternative Lending Expansion Globally, alternative lending is attracting significant institutional capital and private credit flows, especially as traditional banks pull back from riskier or mid market segments. Key Growth Drivers and Ecosystem Enablers: • Banks face regulatory capital constraints and risk aversion, opening opportunities for nonbank lenders to fill credit gaps. • Institutional investors searching for yield are moving capital toward alternative credit strategies in developing as well as developed markets. • Structured credit vehicles, securitizations, and mezzanine financing frameworks help align originators and capital providers. • Scale, transparency, and risk governance become critical to attract large capital pools. Institutional capital will become an entrenched pillar of alternative lending globally. More lenders will adopt hybrid models originator + capital allocator. Credit underwriting discipline, portfolio transparency, and risk controls will become key differentiators. In slower macro periods or interest rate volatility, capital supply may tighten, reinforcing the importance of credit quality. Large players with balance sheet strength and track records will gain advantage. 3. Use of Alternative & Behavioral Data Powered by AI/ML Alternative lending globally is shifting from traditional credit bureau reliance toward using rich alternative data and machine learning for credit assessment, especially to reach underbanked or thin file segments. DeFi and blockchain protocols are also experimenting with algorithmic lending models. Key Growth Drivers and Ecosystem Enablers: • In many markets, significant portions of the population lack conventional credit records. • Digital footprints from mobile usage, payment app behaviour, e commerce transactions, social signals are increasingly accessible. • Advances in AI/ML, real-time feature processing, and risk anomaly detection support more precise underwriting. • Lenders aim to expand access without taking disproportionate risk, making smarter models essential. Alternative-data and AI underwriting will become foundational in scaled alternative lending. Models will evolve into adaptive systems, adjusting to credit cycles and behavioral changes. Regulators globally may demand transparency, auditability, and fairness (bias mitigation) in algorithmic models. Providers with strong data partnerships and model governance will outperform. Weak or opaque models may face regulatory pushback or loss of user trust. 4. Embedded Credit & Platform First Origination Worldwide Globally, credit is moving from standalone apps to being embedded inside digital platforms: marketplaces, super apps, point-of-sale systems, fintech wallets, mobility apps, B2B SaaS, etc. The credit offering is increasingly contextual, surfaced as a natural part of user flows rather than via separate lending products. Key Growth Drivers and Ecosystem Enablers: • Platforms hold rich transaction and behavioral data, enabling lower friction underwriting and lower acquisition costs. • Consumers expect seamless experiences if credit is pre inserted into the flow, adoption increases. • Fintechs are partnering with or licensing credit modules into platforms to leverage distribution. • Credit as-a-service, APIs, modular stacks, and embedded finance frameworks reduce the barrier for platforms to embed lending. Embedded origination will become dominant globally. Standalone lending apps may evolve into infrastructure providers or underwriting backends. Platforms that control user journeys and integrate credit intelligently will command share. Credit may become “invisible” to users they transact, and credit is granted under the hood. Over time, the competitive frontier will shift from product innovation to orchestration: managing user experience, credit risk, and data integration across ecosystems. Competitive Landscape: The global alternative lending landscape is undergoing consolidation, institutionalization, and strategic realignment. Market leaders are evolving from standalone lenders into full-stack ecosystem participants integrating payments, credit, platforms, and capital infrastructure. A wave of M&A activity, partnerships, and infrastructure expansion is reshaping how credit is originated, distributed, and governed. As regulatory frameworks mature, the emphasis is shifting from rapid expansion to responsible, context-driven credit delivery. Sustainable growth will depend on scalable risk management, embedded compliance, capital-efficient models, and strategic platform alignment. The era of volume-driven lending is giving way to a phase defined by precision, discipline, and long-term viability. Competitive Intensity & Market Structure: Alternative lending particularly in areas such as BNPL, embedded finance, and fintech-driven credit has become highly competitive. Banks, fintechs, digital platforms, and infrastructure providers are converging across markets. The basis of competition has shifted from market entry to excellence in capital efficiency, underwriting sophistication, regulatory alignment, and distribution depth. As the sector matures, margin compression and rising compliance burdens are forcing many smaller players to consolidate, exit, or specialize in underserved niches. Larger players are increasingly distinguished by brand equity, embedded distribution, proprietary data models, and institutional capital access. Global dynamics vary significantly: developed markets are regulation-heavy and capital-constrained, while emerging markets present scale opportunities alongside heightened credit risk and infrastructure gaps. In response, global firms are adopting a localization strategy or partnering with incumbents to balance growth with risk mitigation. Key Players & New Entrants: • Klarna, Affirm, Afterpay / Block (Afterpay) remain among the most visible global BNPL / alternative lending names, often expanding across multiple geographies. • Stripe, Shopify, and PayPal are increasingly embedding or acquiring credit / lending capabilities to support payments and financing in their ecosystems. • Infrastructure or credit as-a-service players (e.g. underwriting engines, risk analytics, compliance modules) are gaining prominence as originators outsource non core stacks. • New entrants often emerge from payments platforms, digital banks, super apps, or e-commerce incumbents deciding to internalize credit origination. • Niche lenders focusing on vertical credit (auto financing, healthcare credit, education financing, B2B supply chain credit) are proliferating, especially in local markets. Partnerships, M&A & Capital Movements: • Affirm secured a USD 4 billion financing deal with Sixth Street, a private credit firm, to support future loan originations. • In global fintech M&A, > 70 fintech acquisitions in UK/Europe in the past 12 months has been reported an increase in volume by ~50%. • Centerbridge acquired MeridianLink (credit / lending platform) for $2 billion, indicating mergers of credit infrastructure players. • Larger tech or payments firms are acquiring or integrating credit stacks to deepen their ecosystem. • Many BNPL firms are securing debt/warehouse lines or partnering with institutional capital to fund their credit books rather than relying solely on equity. These moves reflect a global trend: consolidation, vertical integration, and capital partnerships rather than isolated stand-alone growth. Regulatory & Policy Shifts: • BNPL is increasingly regulated: in many jurisdictions BNPL is being reclassified as “deferred payment credit,” requiring credit checks, disclosures, and compliance with consumer credit laws. • In the U.S., state-level enforcement actions target BNPL arrangements, questioning whether they should be regulated as loans (i.e., subject to state usury or consumer disclosure rules). • In Europe, the Consumer Credit Directive 2 (CCD II) is driving change: BNPL providers must now meet stricter creditworthiness assessment standards, expanded scope, and closer oversight. • Growing regulatory focus on algorithmic fairness, transparency, explainability in credit models is pressuring alternative lenders to build governance layers around AI/ML. (Seen in analyses of the evolving BNPL and fintech space) • The maturation of securitisation / structured finance rules: proposals to ease capital charges or simplify due diligence to stimulate credit lending capacity. These regulatory developments push competitive advantage toward firms that can embed compliance and transparency into their core models. Forecasted Competitive Trajectory: • Greater consolidation & exits: Lower-scale or undercapitalized players are likely to be acquired or exit as competitive pressures mount. • Platform credit dominance: More credit origination will move into platforms (commerce, wallets, super apps, POS), reducing exposure for stand-alone lenders. • Rise of credit infrastructure players: Entities that supply underwriting engines, risk modules, compliance APIs, and credit-as-a-service will underpin much of the next wave of scale. • Regulation as barrier + moat: Firms that have built audit trails, governance, explainable models, and compliance-by-design will be harder to displace. • Capital differentiation intensifies: Institutions or alternative lenders with disciplined capital sourcing, securitisation ability, and funding flexibility will outperform. • Underwriting & risk control matter increasingly: As volume growth slows in some markets, differentiation will derive from vintage performance, loss control, pricing accuracy, and adaptability. This report provides a detailed data-centric analysis of the alternative lending industry in Global, offering comprehensive coverage of both overall and alternative lending markets. It covers more than 100+ KPIs, including loan disbursement value, loan disbursement volume, average loan ticket size, and penetration rate. The report offers in-depth segmentation across lending dimensions, including type of lending (Bank-based/NBFC and Alternative Lending), end-user segments (Retail Lending and SME/MSME Lending), and loan types. It further categorizes the alternative lending ecosystem by finance models (P2P Marketplace, Balance Sheet, Invoice Trading, Real Estate Crowdfunding, and Other Models), distribution channels (Branch/Physical, Direct Digital, and Agent/Broker), and payment instruments (Credit Transfer, Debit Card, E-Money, and Others). In addition, the analysis captures borrower demographics by age, income, and gender, alongside delinquency performance indicators. Collectively, these datasets provide a comprehensive and quantifiable view of market size, structure, lending behavior, and risk dynamics within the lending ecosystem. PayNXT360 research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to deliver a detailed view of market performance, structural trends, and growth dynamics across the lending ecosystem, with a primary focus on alternative lending. This title from PayNXT360 is a bundled offering, combining the following 21 reports, covering 3000+ tables and 3500+ figures: 1. Global Alternative Lending Market Opportunities Databook 2. Argentina Alternative Lending Market Opportunities Databook 3. Australia Alternative Lending Market Opportunities Databook 4. Brazil Alternative Lending Market Opportunities Databook 5. Canada Alternative Lending Market Opportunities Databook 6. China Alternative Lending Market Opportunities Databook 7. France Alternative Lending Market Opportunities Databook 8. Germany Alternative Lending Market Opportunities Databook 9. India Alternative Lending Market Opportunities Databook 10. Indonesia Alternative Lending Market Opportunities Databook 11. Italy Alternative Lending Market Opportunities Databook 12. Kenya Alternative Lending Market Opportunities Databook 13. Mexico Alternative Lending Market Opportunities Databook 14. Nigeria Alternative Lending Market Opportunities Databook 15. Philippines Alternative Lending Market Opportunities Databook 16. Russia Alternative Lending Market Opportunities Databook 17. South Africa Alternative Lending Market Opportunities Databook 18. Thailand Alternative Lending Market Opportunities Databook 19. United Arab Emirates Alternative Lending Market Opportunities Databook 20. United Kingdom Alternative Lending Market Opportunities Databook 21. United States Alternative Lending Market Opportunities Databook
This report provides a detailed data-centric analysis of the alternative lending industry, with comprehensive coverage across both overall lending and alternative lending markets. Below is a summary of key market segments:
• Macroeconomic Overview: Economic Indicators
-- by Gross Domestic Product (Current Prices)
-- by Population
-- Unemployment Rate
• Operational Enablers and Infrastructure Readiness
-- Smartphone Penetration
-- Internet Connectivity & Broadband Access
-- Digital Wallet Adoption Rate
– Real-Time Payments Infrastructure
– E-commerce Penetration
• Lending Market Size and Growth Dynamics
-- Loan Disbursement Value
-- Loan Disbursement Volume
-- Average Loan Ticket Size
• Lending Market Segmentation by Lending Type
-- Bank-based / NBFC Lending
-- Alternative Lending
• Lending Market Segmentation by End-User
-- Retail Lending
-- SME / MSME Lending
• Retail Lending Market Segmentation by Loan Purpose
-- Housing / Mortgage Loans
-- Auto Loans
-- Education Loans
-- Personal Loans
-- Other Retail Loan Types (e.g., BNPL, Travel, Green Loans, Payday)
• SME / MSME Lending Market Segmentation by Loan Purpose
-- Working Capital Loans
-- Expansion Loans
-- Equipment / Machinery Loans
-- Invoice Financing / Factoring
-- Trade Finance (Import / Export)
-- Real Estate / Commercial Property Loans
-- Other SME Lending (e.g., Digital Adoption, Franchise Financing)
• Lending Market Segmentation by Distribution Channel
-- Branch / Physical
-- Direct Digital Lending
-- Agent / Broker Channel
• Alternative Lending Market Size and Growth Dynamics
-- Loan Disbursement Value
-- Loan Disbursement Volume
-- Average Loan Ticket Size
• Alternative Lending Market Segmentation by End-User
-- Consumer Lending
-- SME / MSME Lending
• Alternative Lending Market Segmentation by Finance Models
-- P2P Marketplace
-- Balance Sheet Lending
-- Invoice Trading
-- Real Estate Crowdfunding
-- Other / Hybrid Models
• Combined View: Finance Models by End-User Segments
-- P2P Marketplace – Consumer Lending / SME Lending / Property Lending
-- Balance Sheet Lending – Consumer Lending / SME Lending / Property Lending
• Alternative Lending by Loan Purpose – Consumer Lending
-- Personal Loans
-- Payroll Advance
-- Home Improvement Loans
-- Education / Student Loans
-- Point-of-Sale (POS) Credit
-- Auto Loans
-- Medical Loans
-- Other Consumer Lending Types
• Alternative Lending by Loan Purpose – SME / MSME Lending
-- Lines of Credit
-- Merchant Cash Advance
-- Invoice Factoring
-- Revenue-Based Financing
-- Other SME Loan Types
• Alternative Lending Segmentation by Payment Instrument
-- Credit Transfer
-- Debit Card
-- E-Money
-- Other Instruments
• Cross-Segmentation: Finance Models across Payment Instruments
-- P2P Marketplace across Credit Transfer / Debit Card / E-Money / Other
-- Balance Sheet Lending by Payment Instrument
-- Invoice Trading by Payment Instrument
-- Real Estate Crowdfunding by Payment Instrument
-- Other Models by Payment Instrument
• Alternative Lending – Borrower-Level Insights: Consumer Demographics & Behavior
-- Borrower Distribution by Age Group
-- Borrower Distribution by Income Level
-- Borrower Distribution by Gender
• Alternative Lending Credit Risk & Quality Metrics
-- Delinquency Rate (30 Days / 90 Days), 2024
• Comprehensive Market Intelligence: Gain an integrated view of the overall and alternative lending landscape, combining macroeconomic context with detailed lending performance indicators such as loan disbursement value, volume, and average ticket size. • Granular Coverage of Alternative Lending: Explore the fast-evolving alternative lending ecosystem, including peer-to-peer (P2P) marketplaces, balance sheet lending, invoice trading, real estate crowdfunding, and hybrid finance models, supported by in-depth segmentation by end-user, loan purpose, and payment instrument. • Segment-Wise Insights and Cross-Analysis: Evaluate lending trends across consumer and SME/MSME segments, using advanced cross-segmentation to link finance models, loan purposes, and payment methods, offering a comprehensive understanding of credit origination dynamics. • Borrower-Level Behavioral Analytics: Understand borrower demographics and credit behavior through data on age, income level, gender distribution, and delinquency rates (30-day and 90-day), enabling sharper credit risk assessment and customer targeting. • Digital Infrastructure and Ecosystem Readiness: Assess the enabling digital ecosystem including smartphone penetration, internet access, digital wallet adoption, and real-time payments infrastructure that underpins the growth of fintech-driven lending models. • Data-Driven Forecasts and KPI Benchmarking: Access a comprehensive dataset of 100+ key performance indicators (KPIs) with historical and forecast data through 2030, providing visibility into emerging lending trends, growth drivers, and investment opportunities. • Decision-Ready Databook Format: Delivered in a data-centric, easy-to-analyze format, the Databook supports integration into financial models, strategy decks, and investor presentations, enabling stakeholders, including banks, fintechs, investors, and policymakers, to make informed, evidence-based decisions.
This title from PayNXT360 is a bundled offering, combining the following 21 reports, covering 3000+ tables and 3500+ figures: 1. Global Alternative Lending Market Opportunities Databook 2. Argentina Alternative Lending Market Opportunities Databook 3. Australia Alternative Lending Market Opportunities Databook 4. Brazil Alternative Lending Market Opportunities Databook 5. Canada Alternative Lending Market Opportunities Databook 6. China Alternative Lending Market Opportunities Databook 7. France Alternative Lending Market Opportunities Databook 8. Germany Alternative Lending Market Opportunities Databook 9. India Alternative Lending Market Opportunities Databook 10. Indonesia Alternative Lending Market Opportunities Databook 11. Italy Alternative Lending Market Opportunities Databook 12. Kenya Alternative Lending Market Opportunities Databook 13. Mexico Alternative Lending Market Opportunities Databook 14. Nigeria Alternative Lending Market Opportunities Databook 15. Philippines Alternative Lending Market Opportunities Databook 16. Russia Alternative Lending Market Opportunities Databook 17. South Africa Alternative Lending Market Opportunities Databook 18. Thailand Alternative Lending Market Opportunities Databook 19. United Arab Emirates Alternative Lending Market Opportunities Databook 20. United Kingdom Alternative Lending Market Opportunities Databook 21. United States Alternative Lending Market Opportunities Databook All global, regional, and country reports mentioned above will have the following tables of contents: 1. About this Report 1.1. Summary 1.2. Methodology 1.3. Definition 1.4. Disclaimer 2. Economic Indicators 2.1. Gross Domestic Product at Current Prices, 2020–2029 2.2. Economic Indicator by Population, 2020 – 2024 2.3. Unemployment Rate, 2024 3. Broader Market Enablers & Digital Infrastructure 3.1. Smartphone and Internet Connectivity / Broadband Penetration, 2024 3.2. Real-time Payments, Digital Wallet Adoption, and E-commerce Penetration Rate, 2024 4. Overall Lending Industry Attractiveness 4.1. Overall Lending – Loan Disbursement Value Dynamics, 2020–2029 4.2. Overall Lending – Loan Disbursement Volume Dynamics, 2020–2029 4.3. Overall Lending – Average Loan Ticket Size Dynamics, 2020–2029 5. Overall Lending Market Size and Forecast by Type of Lending 5.1. Overall Lending Market Share by Type of Lending, 2024 5.2. Overall Lending by Alternative Lending 5.2.1. Alternative Lending – Loan Disbursement Value Dynamics, 2020–2029 5.2.2. Alternative Lending – Loan Disbursement Volume Dynamics, 2020–2029 5.2.3. Alternative Lending – Average Loan Ticket Size Dynamics, 2020–2029 5.3. Overall Lending by Bank-based / NBFC Lending 5.3.1. Bank-based / NBFC Lending – Loan Disbursement Value Dynamics, 2020–2029 5.3.2. Bank-based / NBFC Lending – Loan Disbursement Volume Dynamics, 2020–2029 5.3.3. Bank-based / NBFC Lending – Average Loan Ticket Size Dynamics, 2020–2029 6. Overall Lending Market Size and Forecast by End-User 6.1. Overall Lending Market Share by End-User, 2024 6.2. End User of Overall Lending by Retail Lending 6.2.1. Retail Lending – Loan Disbursement Value Dynamics, 2020–2029 6.2.2. Retail Lending – Loan Disbursement Volume Dynamics, 2020–2029 6.2.3. Retail Lending – Average Loan Ticket Size Dynamics, 2020–2029 6.3. End User of Overall Lending by SME / MSME Lending 6.3.1. SME / MSME Lending – Loan Disbursement Value Dynamics, 2020–2029 6.3.2. SME / MSME Lending – Loan Disbursement Volume Dynamics, 2020–2029 6.3.3. SME / MSME Lending – Average Loan Ticket Size Dynamics, 2020–2029 7. Retail Lending Market Size and Forecast by Loan Purpose / Use Case 7.1. Retail Lending Market Share by Loan Purpose / Use Case, 2024 7.2. Retail Lending by Housing / Mortgage Loans 7.2.1. Housing / Mortgage Loans – Loan Disbursement Value Dynamics, 2020–2029 7.2.2. Housing / Mortgage Loans – Loan Disbursement Volume Dynamics, 2020–2029 7.2.3. Housing / Mortgage Loans – Average Loan Ticket Size Dynamics, 2020–2029 7.3. Retail Lending by Auto Loans 7.3.1. Auto Loans – Loan Disbursement Value Dynamics, 2020–2029 7.3.2. Auto Loans – Loan Disbursement Volume Dynamics, 2020–2029 7.3.3. Auto Loans – Average Loan Ticket Size Dynamics, 2020–2029 7.4. Retail Lending by Education Loans 7.4.1. Education Loans – Loan Disbursement Value Dynamics, 2020–2029 7.4.2. Education Loans – Loan Disbursement Volume Dynamics, 2020–2029 7.4.3. Education Loans – Average Loan Ticket Size Dynamics, 2020–2029 7.5. Retail Lending by Personal Loans 7.5.1. Personal Loans – Loan Disbursement Value Dynamics, 2020–2029 7.5.2. Personal Loans – Loan Disbursement Volume Dynamics, 2020–2029 7.5.3. Personal Loans – Average Loan Ticket Size Dynamics, 2020–2029 7.6. Retail Lending by Others 7.6.1. Others – Loan Disbursement Value Dynamics, 2020–2029 7.6.2. Others – Loan Disbursement Volume Dynamics, 2020–2029 7.6.3. Others – Average Loan Ticket Size Dynamics, 2020–2029 8. SME/MSME Lending Market Size and Forecast by Loan Purpose / Use Case 8.1. SME/MSME Lending Market Share by Loan Purpose / Use Case, 2024 8.2. SME/MSME Lending by Working Capital Loans 8.2.1. Working Capital Loans – Loan Disbursement Value Dynamics, 2020–2029 8.2.2. Working Capital Loans – Loan Disbursement Volume Dynamics, 2020–2029 8.2.3. Working Capital Loans – Average Loan Ticket Size Dynamics, 2020–2029 8.3. SME/MSME Lending by Expansion Loans 8.3.1. Expansion Loans – Loan Disbursement Value Dynamics, 2020–2029 8.3.2. Expansion Loans – Loan Disbursement Volume Dynamics, 2020–2029 8.3.3. Expansion Loans – Average Loan Ticket Size Dynamics, 2020–2029 8.4. SME/MSME Lending by Equipment / Machinery Loans 8.4.1. Equipment / Machinery Loans – Loan Disbursement Value Dynamics, 2020–2029 8.4.2. Equipment / Machinery Loans – Loan Disbursement Volume Dynamics, 2020–2029 8.4.3. Equipment / Machinery Loans – Average Loan Ticket Size Dynamics, 2020–2029 8.5. SME/MSME Lending by Invoice Financing / Factoring 8.5.1. Invoice Financing / Factoring – Loan Disbursement Value Dynamics, 2020–2029 8.5.2. Invoice Financing / Factoring – Loan Disbursement Volume Dynamics, 2020–2029 8.5.3. Invoice Financing / Factoring – Average Loan Ticket Size Dynamics, 2020–2029 8.6. SME/MSME Lending by Trade Finance (Import/Export) 8.6.1. Trade Finance – Loan Disbursement Value Dynamics, 2020–2029 8.6.2. Trade Finance – Loan Disbursement Volume Dynamics, 2020–2029 8.6.3. Trade Finance – Average Loan Ticket Size Dynamics, 2020–2029 8.7. SME/MSME Lending by Real Estate / Commercial Property Loans 8.7.1. Real Estate / Commercial Property Loans – Loan Disbursement Value Dynamics, 2020–2029 8.7.2. Real Estate / Commercial Property Loans – Loan Disbursement Volume Dynamics, 2020–2029 8.7.3. Real Estate / Commercial Property Loans – Average Loan Ticket Size Dynamics, 2020–2029 8.8. SME/MSME Lending by Others 8.8.1. Others – Loan Disbursement Value Dynamics, 2020–2029 8.8.2. Others – Loan Disbursement Volume Dynamics, 2020–2029 8.8.3. Others – Average Loan Ticket Size Dynamics, 2020–2029 9. Overall Lending Market Size and Forecast by Distribution Channel 9.1. Overall Lending Market Share by Distribution Channel, 2024 9.2. Branch / Physical – Loan Disbursement Value Dynamics, 2020–2029 9.3. Direct Digital Lending – Loan Disbursement Value Dynamics, 2020–2029 9.4. Agent / Broker Channel – Loan Disbursement Value Dynamics, 2020–2029 10. Alternative Lending Industry Attractiveness 10.1. Alternative Lending – Loan Disbursement Value Dynamics, 2020–2029 10.2. Alternative Lending – Loan Disbursement Volume Dynamics, 2020–2029 10.3. Alternative Lending – Average Loan Ticket Size Dynamics, 2020–2029 11. Alternative Lending Market Size and Forecast by End-User 11.1. Alternative Lending Market Share by End-User, 2024 11.2. End User of Alternative Lending by Consumer Lending 11.2.1. Consumer Lending – Loan Disbursement Value Dynamics, 2020–2029 11.2.2. Consumer Lending – Loan Disbursement Volume Dynamics, 2020–2029 11.2.3. Consumer Lending – Average Loan Ticket Size Dynamics, 2020–2029 11.3. End User of Alternative Lending by SME / MSME Lending 11.3.1. SME / MSME Lending – Loan Disbursement Value Dynamics, 2020–2029 11.3.2. SME / MSME Lending – Loan Disbursement Volume Dynamics, 2020–2029 11.3.3. SME / MSME Lending – Average Loan Ticket Size Dynamics, 2020–2029 12. Alternative Lending Market Size and Forecast by Finance Models 12.1. Alternative Lending Market Share by Finance Models, 2024 12.2. Alternative Lending by P2P Marketplace 12.2.1. P2P Marketplace – Loan Disbursement Value Dynamics, 2020–2029 12.2.2. P2P Marketplace – Loan Disbursement Volume Dynamics, 2020–2029 12.2.3. P2P Marketplace – Average Loan Ticket Size Dynamics, 2020–2029 12.3. Alternative Lending by Balance Sheet Lending 12.3.1. Balance Sheet Lending – Loan Disbursement Value Dynamics, 2020–2029 12.3.2. Balance Sheet Lending – Loan Disbursement Volume Dynamics, 2020–2029 12.3.3. Balance Sheet Lending – Average Loan Ticket Size Dynamics, 2020–2029 12.4. Alternative Lending by Invoice Trading 12.4.1. Invoice Trading – Loan Disbursement Value Dynamics, 2020–2029 12.4.2. Invoice Trading – Loan Disbursement Volume Dynamics, 2020–2029 12.4.3. Invoice Trading – Average Loan Ticket Size Dynamics, 2020–2029 12.5. Alternative Lending by Real Estate Crowdfunding 12.5.1. Real Estate Crowdfunding – Loan Disbursement Value Dynamics, 2020–2029 12.5.2. Real Estate Crowdfunding – Loan Disbursement Volume Dynamics, 2020–2029 12.5.3. Real Estate Crowdfunding – Average Loan Ticket Size Dynamics, 2020–2029 12.6. Alternative Lending by Other Models 12.6.1. Other Models – Loan Disbursement Value Dynamics, 2020–2029 12.6.2. Other Models – Loan Disbursement Volume Dynamics, 2020–2029 12.6.3. Other Models – Average Loan Ticket Size Dynamics, 2020–2029 13. Alternative Lending Market Size and Forecast by Finance Models and End-User Segments 13.1. Alternative Lending Market Share by Finance Models and End-User Segments, 2024 13.2. Alternative Lending by P2P Marketplace - Consumer Lending – Loan Disbursement Value Dynamics, 2020–2029 13.3. Alternative Lending by P2P Marketplace - SME/MSME Lending – Loan Disbursement Value Dynamics, 2020–2029 13.4. Alternative Lending by P2P Marketplace - Property Lending – Loan Disbursement Value Dynamics, 2020–2029 13.5. Alternative Lending by Balance Sheet - Consumer Lending – Loan Disbursement Value Dynamics, 2020–2029 13.6. Alternative Lending by Balance Sheet - SME/MSME Lending – Loan Disbursement Value Dynamics, 2020–2029 13.7. Alternative Lending by Balance Sheet - Property Lending – Loan Disbursement Value Dynamics, 2020–2029 14. Alternative Lending Market Size and Forecast by Loan Purpose / Use Case – Retail (Consumer Lending) 14.1. Alternative Lending Market Share by Retail Loan Purpose / Use Case, 2024 14.2. Alternative Lending by Personal Loans – Retail (Consumer Lending) 14.2.1. Personal Loans – Loan Disbursement Value Dynamics, 2020–2029 14.2.2. Personal Loans – Loan Disbursement Volume Dynamics, 2020–2029 14.2.3. Personal Loans – Average Loan Ticket Size Dynamics, 2020–2029 14.3. Alternative Lending by Payroll Advance – Retail (Consumer Lending) 14.3.1. Payroll Advance – Loan Disbursement Value Dynamics, 2020–2029 14.3.2. Payroll Advance – Loan Disbursement Volume Dynamics, 2020–2029 14.3.3. Payroll Advance – Average Loan Ticket Size Dynamics, 2020–2029 14.4. Alternative Lending by Home Improvement – Retail (Consumer Lending) 14.4.1. Home Improvement – Loan Disbursement Value Dynamics, 2020–2029 14.4.2. Home Improvement – Loan Disbursement Volume Dynamics, 2020–2029 14.4.3. Home Improvement – Average Loan Ticket Size Dynamics, 2020–2029 14.5. Alternative Lending by Education/Student Loans – Retail (Consumer Lending) 14.5.1. Education/Student Loans – Loan Disbursement Value Dynamics, 2020–2029 14.5.2. Education/Student Loans – Loan Disbursement Volume Dynamics, 2020–2029 14.5.3. Education/Student Loans – Average Loan Ticket Size Dynamics, 2020–2029 14.6. Alternative Lending by Point of Sale Credit – Retail (Consumer Lending) 14.6.1. Point of Sale Credit – Loan Disbursement Value Dynamics, 2020–2029 14.6.2. Point of Sale Credit – Loan Disbursement Volume Dynamics, 2020–2029 14.6.3. Point of Sale Credit – Average Loan Ticket Size Dynamics, 2020–2029 14.7. Alternative Lending by Auto Loans – Retail (Consumer Lending) 14.7.1. Auto Loans – Loan Disbursement Value Dynamics, 2020–2029 14.7.2. Auto Loans – Loan Disbursement Volume Dynamics, 2020–2029 14.7.3. Auto Loans – Average Loan Ticket Size Dynamics, 2020–2029 14.8. Alternative Lending by Medical Loans – Retail (Consumer Lending) 14.8.1. Medical Loans – Loan Disbursement Value Dynamics, 2020–2029 14.8.2. Medical Loans – Loan Disbursement Volume Dynamics, 2020–2029 14.8.3. Medical Loans – Average Loan Ticket Size Dynamics, 2020–2029 14.9. Alternative Lending by Others – Retail (Consumer Lending) 14.9.1. Others – Loan Disbursement Value Dynamics, 2020–2029 14.9.2. Others – Loan Disbursement Volume Dynamics, 2020–2029 14.9.3. Others – Average Loan Ticket Size Dynamics, 2020–2029 15. Alternative Lending Market Size and Forecast by Loan Purpose / Use Case – SME/MSME (SME/MSME Lending) 15.1. Alternative Lending Market Share by SME/MSME Loan Purpose / Use Case, 2024 15.2. Alternative Lending by Lines of Credit – SME/MSME (SME/MSME Lending) 15.2.1. Lines of Credit – Loan Disbursement Value Dynamics, 2020–2029 15.2.2. Lines of Credit – Loan Disbursement Volume Dynamics, 2020–2029 15.2.3. Lines of Credit – Average Loan Ticket Size Dynamics, 2020–2029 15.3. Alternative Lending by Merchant Cash Advance – SME/MSME (SME/MSME Lending) 15.3.1. Merchant Cash Advance – Loan Disbursement Value Dynamics, 2020–2029 15.3.2. Merchant Cash Advance – Loan Disbursement Volume Dynamics, 2020–2029 15.3.3. Merchant Cash Advance – Average Loan Ticket Size Dynamics, 2020–2029 15.4. Alternative Lending by Invoice Factoring – SME/MSME (SME/MSME Lending) 15.4.1. Invoice Factoring – Loan Disbursement Value Dynamics, 2020–2029 15.4.2. Invoice Factoring – Loan Disbursement Volume Dynamics, 2020–2029 15.4.3. Invoice Factoring – Average Loan Ticket Size Dynamics, 2020–2029 15.5. Alternative Lending by Revenue Financing – SME/MSME (SME/MSME Lending) 15.5.1. Revenue Financing – Loan Disbursement Value Dynamics, 2020–2029 15.5.2. Revenue Financing – Loan Disbursement Volume Dynamics, 2020–2029 15.5.3. Revenue Financing – Average Loan Ticket Size Dynamics, 2020–2029 15.6. Alternative Lending by Others – SME/MSME (SME/MSME Lending) 15.6.1. Others – Loan Disbursement Value Dynamics, 2020–2029 15.6.2. Others – Loan Disbursement Volume Dynamics, 2020–2029 15.6.3. Others – Average Loan Ticket Size Dynamics, 2020–2029 16. Alternative Lending Market Size and Forecast by Payment Instrument 16.1. Alternative Lending Market Share by Payment Instrument, 2024 16.2. Payment Instrument of Alternative Lending by Credit Transfer – Loan Disbursement Value Dynamics, 2020–2029 16.3. Payment Instrument of Alternative Lending by Debit Card – Loan Disbursement Value Dynamics, 2020–2029 16.4. Payment Instrument of Alternative Lending by E-Money – Loan Disbursement Value Dynamics, 2020–2029 16.5. Payment Instrument of Alternative Lending by Other – Loan Disbursement Value Dynamics, 2020–2029 17. Alternative Lending by Finance Models across Payment Instruments 17.1. Alternative Lending Market Size and Forecast by P2P Marketplace across Payment Instruments, 2024 17.1.1. Alternative Lending Market Share by P2P Marketplace across Payment Instruments, 2024 17.1.2. P2P Marketplace across Credit Transfer – Loan Disbursement Value Dynamics, 2020–2029 17.1.3. P2P Marketplace across Debit Card – Loan Disbursement Value Dynamics, 2020–2029 17.1.4. P2P Marketplace across E-Money – Loan Disbursement Value Dynamics, 2020–2029 17.1.5. P2P Marketplace across Other Payment Instrument – Loan Disbursement Value Dynamics, 2020–2029 17.2. Alternative Lending Market Size and Forecast by Balance Sheet across Payment Instruments 17.2.1. Alternative Lending Market Share by Balance Sheet across Payment Instruments, 2024 17.2.2. Balance Sheet across Credit Transfer – Loan Disbursement Value Dynamics, 2020–2029 17.2.3. Balance Sheet across Debit Card – Loan Disbursement Value Dynamics, 2020–2029 17.2.4. Balance Sheet across E-Money – Loan Disbursement Value Dynamics, 2020–2029 17.2.5. Balance Sheet across Other Payment Instrument – Loan Disbursement Value Dynamics, 2020–2029 17.3. Alternative Lending Market Size and Forecast by Invoice Trading across Payment Instruments 17.3.1. Alternative Lending Market Share by Invoice Trading across Payment Instruments, 2024 17.3.2. Invoice Trading across Credit Transfer – Loan Disbursement Value Dynamics, 2020–2029 17.3.3. Invoice Trading across Debit Card – Loan Disbursement Value Dynamics, 2020–2029 17.3.4. Invoice Trading across E-Money – Loan Disbursement Value Dynamics, 2020–2029 17.3.5. Invoice Trading across Other Payment Instrument – Loan Disbursement Value Dynamics, 2020–2029 17.4. Alternative Lending Market Size and Forecast by Real Estate Crowdfunding across Payment Instruments 17.4.1. Alternative Lending Market Share by Real Estate Crowdfunding across Payment Instruments, 2024 17.4.2. Real Estate Crowdfunding across Credit Transfer – Loan Disbursement Value Dynamics, 2020–2029 17.4.3. Real Estate Crowdfunding across Debit Card – Loan Disbursement Value Dynamics, 2020–2029 17.4.4. Real Estate Crowdfunding across E-Money – Loan Disbursement Value Dynamics, 2020–2029 17.4.5. Real Estate Crowdfunding across Other Payment Instrument – Loan Disbursement Value Dynamics, 2020–2029 17.5. Alternative Lending Market Size and Forecast by Other Finance Models across Payment Instruments 17.5.1. Alternative Lending Market Share by Other Finance Models and Loan Disbursement Payment Instruments, 2024 17.5.2. Other Finance Models across Credit Transfer – Loan Disbursement Value Dynamics, 2020–2029 17.5.3. Other Finance Models across Debit Card – Loan Disbursement Value Dynamics, 2020–2029 17.5.4. Other Finance Models across E-Money – Loan Disbursement Value Dynamics, 2020–2029 17.5.5. Other Finance Models across Other Payment Instrument – Loan Disbursement Value Dynamics, 2020–2029 18. Alternative Lending Analysis by Consumer Demographics & Behavior 18.1. Alternative Lending by Age Group, 2024 18.2. Alternative Lending by Income Level, 2024 18.3. Alternative Lending by Gender, 2024 18.4. Alternative Lending – Delinquency Rate 30 Days / 90 Days, 2024 19. Further Reading 19.1. About PayNXT360 19.2. Related Research
All regional and country reports will have the following tables: Table 1: Gross Domestic Product at Current Prices, (US$ Million), 2020–2029 Table 2: Economic Indicator by Population, (Million), 2020 – 2024 Table 3: Overall Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 4: Overall Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 5: Overall Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 6: Alternative Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 7: Alternative Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 8: Alternative Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 9: Bank-based / NBFC Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 10: Bank-based / NBFC Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 11: Bank-based / NBFC Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 12: Retail Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 13: Retail Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 14: Retail Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 15: SME / MSME Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 16: SME / MSME Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 17: SME / MSME Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 18: Housing / Mortgage Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 19: Housing / Mortgage Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 20: Housing / Mortgage Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 21: Auto Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 22: Auto Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 23: Auto Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 24: Education Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 25: Education Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 26: Education Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 27: Personal Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 28: Personal Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 29: Personal Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 30: Others – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 31: Others – Loan Disbursement Volume Dynamics (Million), 2020–2029 Table 32: Others – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 33: Working Capital Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 34: Working Capital Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 35: Working Capital Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 36: Expansion Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 37: Expansion Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 38: Expansion Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 39: Equipment / Machinery Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 40: Equipment / Machinery Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 41: Equipment / Machinery Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 42: Invoice Financing / Factoring – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 43: Invoice Financing / Factoring – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 44: Invoice Financing / Factoring – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 45: Trade Finance – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 46: Trade Finance – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 47: Trade Finance – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 48: Real Estate / Commercial Property Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 49: Real Estate / Commercial Property Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 50: Real Estate / Commercial Property Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 51: Others – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 52: Others – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 53: Others – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 54: Branch / Physical – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 55: Direct Digital Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 56: Agent / Broker Channel – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 57: Alternative Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 58: Alternative Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 59: Alternative Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 60: Consumer Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 61: Consumer Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 62: Consumer Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 63: SME / MSME Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 64: SME / MSME Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 65: SME / MSME Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 66: P2P Marketplace – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 67: P2P Marketplace – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 68: P2P Marketplace – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 69: Balance Sheet Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 70: Balance Sheet Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 71: Balance Sheet Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 72: Invoice Trading – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 73: Invoice Trading – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 74: Invoice Trading – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 75: Real Estate Crowdfunding – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 76: Real Estate Crowdfunding – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 77: Real Estate Crowdfunding – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 78: Other Models – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 79: Other Models – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 80: Other Models – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 81: Alternative Lending by P2P Marketplace - Consumer Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 82: Alternative Lending by P2P Marketplace - SME/MSME Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 83: Alternative Lending by P2P Marketplace - Property Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 84: Alternative Lending by Balance Sheet - Consumer Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 85: Alternative Lending by Balance Sheet - SME/MSME Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 86: Alternative Lending by Balance Sheet - Property Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 87: Personal Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 88: Personal Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 89: Personal Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 90: Payroll Advance – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 91: Payroll Advance – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 92: Payroll Advance – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 93: Home Improvement – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 94: Home Improvement – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 95: Home Improvement – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 96: Education/Student Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 97: Education/Student Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 98: Education/Student Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 99: Point of Sale Credit – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 100: Point of Sale Credit – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 101: Point of Sale Credit – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 102: Auto Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 103: Auto Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 104: Auto Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 105: Medical Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 106: Medical Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 107: Medical Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 108: Others – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 109: Others – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 110: Others – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 111: Lines of Credit – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 112: Lines of Credit – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 113: Lines of Credit – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 114: Merchant Cash Advance – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 115: Merchant Cash Advance – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 116: Merchant Cash Advance – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 117: Invoice Factoring – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 118: Invoice Factoring – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 119: Invoice Factoring – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 120: Revenue Financing – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 121: Revenue Financing – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 122: Revenue Financing – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 123: Others – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 124: Others – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Table 125: Others – Average Loan Ticket Size Dynamics (US$), 2020–2029 Table 126: Payment Instrument of Alternative Lending by Credit Transfer – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 127: Payment Instrument of Alternative Lending by Debit Card – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 128: Payment Instrument of Alternative Lending by E-Money – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 129: Payment Instrument of Alternative Lending by Other – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 130: P2P Marketplace across Credit Transfer – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 131: P2P Marketplace across Debit Card – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 132: P2P Marketplace across E-Money – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 133: P2P Marketplace across Other Payment Instrument – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 134: Balance Sheet across Credit Transfer – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 135: Balance Sheet across Debit Card – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 136: Balance Sheet across E-Money – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 137: Balance Sheet across Other Payment Instrument – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 138: Invoice Trading across Credit Transfer – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 139: Invoice Trading across Debit Card – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 140: Invoice Trading across E-Money – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 141: Invoice Trading across Other Payment Instrument – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 142: Real Estate Crowdfunding across Credit Transfer – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 143: Real Estate Crowdfunding across Debit Card – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 144: Real Estate Crowdfunding across E-Money – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 145: Real Estate Crowdfunding across Other Payment Instrument – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 146: Other Finance Models across Credit Transfer – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 147: Other Finance Models across Debit Card – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 148: Other Models across E-Money – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Table 149: Other Finance Models across Other Payment Instrument – Loan Disbursement Value Dynamics (US$ Million), 2020–2029
All regional and country reports will have the following figures: Figure 1: PayNXT360’s Methodology Framework Figure 2: Gross Domestic Product at Current Prices, (US$ Million), 2020–2029 Figure 3: Economic Indicator by Population, (Million), 2020 – 2024 Figure 4: Unemployment Rate (%), 2024 Figure 5: Smartphone Adoption and Internet Connectivity / Broadband Penetration (%), 2024 Figure 6: Real-time Payments Adoption, Digital Wallet Adoption, and E-commerce Penetration Rate (%), 2024 Figure 7: Overall Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 8: Overall Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 9: Overall Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 10: Overall Lending Market Share by Type of Lending (%), 2024 Figure 11: Alternative Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 12: Alternative Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 13: Alternative Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 14: Bank-based / NBFC Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 15: Bank-based / NBFC Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 16: Bank-based / NBFC Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 17: Overall Lending Market Share by End-User (%), 2024 Figure 18: Retail Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 19: Retail Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 20: Retail Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 21: SME / MSME Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 22: SME / MSME Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 23: SME / MSME Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 24: Retail Lending Market Share by Loan Purpose / Use Case (%), 2024 Figure 25: Housing / Mortgage Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 26: Housing / Mortgage Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 27: Housing / Mortgage Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 28: Auto Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 29: Auto Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 30: Auto Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 31: Education Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 32: Education Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 33: Education Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 34: Personal Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 35: Personal Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 36: Personal Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 37: Others – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 38: Others – Loan Disbursement Volume Dynamics (Million), 2020–2029 Figure 39: Others – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 40: SME/MSME Lending Market Share by Loan Purpose / Use Case (%), 2024 Figure 41: Working Capital Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 42: Working Capital Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 43: Working Capital Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 44: Expansion Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 45: Expansion Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 46: Expansion Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 47: Equipment / Machinery Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 48: Equipment / Machinery Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 49: Equipment / Machinery Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 50: Invoice Financing / Factoring – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 51: Invoice Financing / Factoring – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 52: Invoice Financing / Factoring – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 53: Trade Finance – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 54: Trade Finance – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 55: Trade Finance – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 56: Real Estate / Commercial Property Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 57: Real Estate / Commercial Property Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 58: Real Estate / Commercial Property Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 59: Others – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 60: Others – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 61: Others – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 62: Overall Lending Market Share by Distribution Channel (%), 2024 Figure 63: Branch / Physical – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 64: Direct Digital Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 65: Agent / Broker Channel – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 66: Alternative Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 67: Alternative Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 68: Alternative Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 69: Alternative Lending Market Share by End-User (%), 2024 Figure 70: Consumer Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 71: Consumer Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 72: Consumer Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 73: SME / MSME Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 74: SME / MSME Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 75: SME / MSME Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 76: Alternative Lending Market Share by Finance Models (%), 2024 Figure 77: P2P Marketplace – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 78: P2P Marketplace – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 79: P2P Marketplace – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 80: Balance Sheet Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 81: Balance Sheet Lending – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 82: Balance Sheet Lending – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 83: Invoice Trading – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 84: Invoice Trading – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 85: Invoice Trading – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 86: Real Estate Crowdfunding – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 87: Real Estate Crowdfunding – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 88: Real Estate Crowdfunding – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 89: Other Models – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 90: Other Models – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 91: Other Models – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 92: Alternative Lending Market Share by Finance Models and End-User Segments (%), 2024 Figure 93: Alternative Lending by P2P Marketplace – Consumer Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 94: Alternative Lending by P2P Marketplace – SME/MSME Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 95: Alternative Lending by P2P Marketplace – Property Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 96: Alternative Lending by Balance Sheet – Consumer Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 97: Alternative Lending by Balance Sheet – SME/MSME Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 98: Alternative Lending by Balance Sheet – Property Lending – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 99: Alternative Lending Market Share by Retail Loan Purpose / Use Case (%), 2024 Figure 100: Personal Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 101: Personal Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 102: Personal Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 103: Payroll Advance – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 104: Payroll Advance – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 105: Payroll Advance – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 106: Home Improvement – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 107: Home Improvement – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 108: Home Improvement – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 109: Education/Student Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 110: Education/Student Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 111: Education/Student Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 112: Point of Sale Credit – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 113: Point of Sale Credit – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 114: Point of Sale Credit – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 115: Auto Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 116: Auto Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 117: Auto Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 118: Medical Loans – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 119: Medical Loans – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 120: Medical Loans – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 121: Others – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 122: Others – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 123: Others – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 124: Alternative Lending Market Share by SME/MSME Loan Purpose / Use Case (%), 2024 Figure 125: Lines of Credit – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 126: Lines of Credit – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 127: Lines of Credit – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 128: Merchant Cash Advance – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 129: Merchant Cash Advance – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 130: Merchant Cash Advance – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 131: Invoice Factoring – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 132: Invoice Factoring – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 133: Invoice Factoring – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 134: Revenue Financing – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 135: Revenue Financing – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 136: Revenue Financing – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 137: Others – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 138: Others – Loan Disbursement Volume Dynamics (Thousands), 2020–2029 Figure 139: Others – Average Loan Ticket Size Dynamics (US$), 2020–2029 Figure 140: Alternative Lending Market Share by Payment Instrument (%), 2024 Figure 141: Payment Instrument of Alternative Lending by Credit Transfer – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 142: Payment Instrument of Alternative Lending by Debit Card – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 143: Payment Instrument of Alternative Lending by E-Money – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 144: Payment Instrument of Alternative Lending by Other – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 145: Alternative Lending Market Share by P2P Marketplace across Payment Instruments (%), 2024 Figure 146: P2P Marketplace across Credit Transfer – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 147: P2P Marketplace across Debit Card – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 148: P2P Marketplace across E-Money – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 149: P2P Marketplace across Other Payment Instrument – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 150: Alternative Lending Market Share by Balance Sheet across Payment Instruments (%), 2024 Figure 151: Balance Sheet across Credit Transfer – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 152: Balance Sheet across Debit Card – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 153: Balance Sheet across E-Money – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 154: Balance Sheet across Other Payment Instrument – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 155: Alternative Lending Market Share by Invoice Trading across Payment Instruments (%), 2024 Figure 156: Invoice Trading across Credit Transfer – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 157: Invoice Trading across Debit Card – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 158: Invoice Trading across E-Money – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 159: Invoice Trading across Other Payment Instrument – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 160: Alternative Lending Market Share by Real Estate Crowdfunding across Payment Instruments (%), 2024 Figure 161: Real Estate Crowdfunding across Credit Transfer – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 162: Real Estate Crowdfunding across – Debit Card – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 163: Real Estate Crowdfunding across E-Money – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 164: Real Estate Crowdfunding across Other Payment Instrument – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 165: Alternative Lending Market Share by Other Finance Models across Payment Instruments (%), 2024 Figure 166: Other Finance Models across Credit Transfer – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 167: Other Finance Models across Debit Card – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 168: Other Finance Models across E-Money – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 169: Other Finance Models across Other Payment Instrument – Loan Disbursement Value Dynamics (US$ Million), 2020–2029 Figure 170: Alternative Lending by Age Group (%), 2024 Figure 171: Alternative Lending by Income Level (%), 2024 Figure 172: Alternative Lending by Gender (%), 2024 Figure 173: Alternative Lending by Delinquency Rate (%), 2024
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