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Europe Loyalty Market Size & Forecast by Spend Value Across 100+ KPIs by Program Type, Channel Mix, Sector, Embedded Loyalty Penetration, and Platform Spend Segmentation

Europe Loyalty Market Size & Forecast by Spend Value Across 100+ KPIs by Program Type, Channel Mix, Sector, Embedded Loyalty Penetration, and Platform Spend Segmentation

According to PayNXT360, the loyalty market in Europe is expected to grow by 14.1% annually, reaching US$18.8 billion by 2025. The loyalty market in the region has experienced robust growth during 202...

Europe Loyalty Market Size & Forecast by Spend Value Across 100+ KPIs by Program Type, Channel Mix, Sector, Embedded Loyalty Penetration, and Platform Spend Segmentation – Databook Q1 2026 Update
Summary
According to PayNXT360, the loyalty market in Europe is expected to grow by 14.1% annually, reaching US$18.8 billion by 2025.

The loyalty market in the region has experienced robust growth during 2021-2024, achieving a CAGR of 16.2%. This upward trajectory is expected to continue, with the market forecast to grow at a CAGR of 11.9% from 2025 to 2030. By the end of 2030, the loyalty market is projected to expand from its 2024 value of US$16.5 billion to approximately US$29.5 billion.

Key Trends and Drivers
1. Shift loyalty from a marketing layer to a core transaction mechanic
• Loyalty in Europe is increasingly embedded directly into checkout, payment, and fulfilment flows, rather than operating as a separate engagement layer. In France, Carrefour has continued to integrate Club Carrefour benefits directly into its omnichannel checkout experience, aligning discounts and personalised pricing with identified customers at the point of sale. In Germany, REWE Group has reinforced app-based identification at checkout, ensuring loyalty benefits trigger automatically without requiring the customer to take any additional steps.
• European retailers face sustained pressure on margins and are prioritising repeat behaviour and basket consistency over campaign-led engagement. Fragmented loyalty apps have shown limited impact; embedding loyalty into the transaction reduces friction and increases certainty of benefit delivery. Advances in POS–app integration across European grocery and convenience formats make this operationally feasible at scale.
•  Loyalty will increasingly be evaluated as part of retail infrastructure, not a marketing programme. Programs that remain optional or detached from payment flows are likely to lose relevance.

2. Use coalition and ecosystem models to extend loyalty reach beyond a single retailer
• European markets are seeing renewed emphasis on multi-partner loyalty ecosystems that aggregate daily spend categories. In Italy, Nexi continues to position loyalty as a service layer for banks and merchants, enabling rewards to operate across multiple acceptance points. In Austria, Payback remains central to grocery, fuel, and pharmacy spend, reinforcing coalition loyalty as a distribution channel rather than a promotion tool.
• Single-merchant programs struggle to achieve daily relevance outside grocery or fuel. Coalition models allow cost sharing while increasing the frequency of earn-and-burn opportunities. Banks and payment players view loyalty as a method to defend transaction volumes and customer stickiness.
• Coalition loyalty is likely to consolidate around fewer, larger-scale platforms per country. Retailers outside essential categories will increasingly rely on ecosystems rather than standalone schemes.

3. Reposition loyalty value from long-term rewards to immediate, usable benefits
• European loyalty programs are reducing emphasis on deferred rewards and focusing on instant value, such as price reductions, checkout credits, or immediate vouchers. In Switzerland, Coop continues to promote point redemption directly at checkout, positioning points as a spendable balance rather than a future reward. In Spain, El Corte Inglés has reinforced its card-linked benefits, which deliver value at the time of purchase.
• High inflation sensitivity across Europe has reduced consumer appetite for delayed gratification. Retailers seek clearer attribution between loyalty and sales outcomes, which immediate benefits enable. Accounting and liability management also favour faster redemption cycles.
• Programs will increasingly resemble pricing and payment mechanisms rather than aspirational reward clubs. Breakage-dependent models will become less defensible.
4. Align loyalty with financial services to influence payment choice and frequency
• Loyalty is increasingly tied to cards, wallets, and banking relationships, influencing how consumers pay rather than just where they shop. In the United Kingdom, Tesco continues to link Clubcard pricing with Tesco Bank products, reinforcing payment-linked loyalty. In France, BNP Paribas has expanded merchant-linked offers within its banking apps, positioning rewards as part of everyday money management.
• Payment providers are competing for primary transaction status. Loyalty provides a non-interest-based lever to shift consumer behaviour. Regulatory scrutiny limits aggressive pricing incentives, increasing reliance on rewards instead.
• The boundary between loyalty, payments, and banking will continue to blur. Retailers without financial services partnerships may struggle to influence payment behaviour.

Competitive Landscape
Fewer, larger platforms will provide the loyalty operating layer (wallet passes, offer decisioning, and identity), while airlines and coalitions deepen partner networks to protect the relevance of earn/burn. Expect more vendor consolidation and retailer build-vs-buy decisions driven by checkout integration needs and compliance requirements.

Current State of the Market
• Competitive intensity is high because loyalty is now tied to pricing, payments, and identity at checkout, not just points and campaigns. Retailers and platforms are competing to control the customer relationship across channels (store, app, delivery, marketplace).
• The market is split between (a) scaled “owner ecosystems” (grocers, marketplaces, airlines) that run loyalty as a core operating system, and (b) technology vendors that sell the tooling (personalisation, challenges, wallet passes, offer decisioning) to everyone else. This creates constant pressure on mid-tier retailers to modernise or risk losing share of wallet.

Key Players and New Entrants
• Retail / platform-led loyalty owners: Tesco Clubcard (UK), Carrefour (France), REWE/Payback ecosystem (Germany/Austria), and airline groups using loyalty as a profit engine (IAG’s Avios; Air France-KLM’s Flying Blue; Lufthansa Group’s Miles & More).
• Loyalty & promotion tech vendors (Europe-based): Eagle Eye (UK), Voyado (Sweden), Talon.One (Germany), Antavo (UK/Europe delivery). These firms increasingly compete with marketing clouds by owning “decisioning” at the transaction layer.
• New entrants/adjacent players: wallet-native “pass” mechanics are expanding as an alternative to standalone apps (e.g., PAR Punchh Smart Passes positioning).

Recent Launches, Mergers, and Acquisitions
• M&A (platform consolidation): Voyado’s acquisition of WasHere (Sweden) signals consolidation around omnichannel loyalty infrastructure, such as Apple/Google Wallet membership cards.
• Capability “arms race” via funding: Talon. One’s large 2025 growth round supports faster product expansion and competitive pressure on legacy loyalty stacks.
• Retailer–vendor partnerships scaling “challenges” mechanics: Tesco’s Clubcard Challenges recognition highlights how grocers are industrialising personalised missions rather than running static offers.

This report provides a detailed data-centric analysis of the loyalty industry in Europe, offering comprehensive coverage of both overall and alternative lending markets. It covers more than 100+ KPIs, including spend value on loyalty schemes, loyalty breakage rate, and penetration rate.

The report provides in-depth segmentation across the loyalty ecosystem, capturing loyalty spend value and breaking it down by core market dimensions. It classifies loyalty activity by program models (such as points, cashback, tiered, subscription, coalition, and gamified formats), membership structures, and execution channels (in-store, online, and mobile app), alongside embedded loyalty use cases integrated into payments, commerce, and platform ecosystems. The analysis further segments the market by industry verticals and assesses technology enablement, including AI-driven personalisation and emerging blockchain-led program mechanics. In addition, the dataset captures consumer demographics, enrolment pathways, and key program economics such as value accumulation, redemption, and breakage. Collectively, these datasets provide a comprehensive and quantifiable view of market size, structure, engagement behaviour, and value realisation dynamics within the loyalty market.

PayNXT360 research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to deliver a detailed view of market performance, structural trends, and growth dynamics across the loyalty ecosystem, covering loyalty spend value, consumer engagement patterns, and channel execution.

This title from PayNXT360 is a bundled offering, combining the following 17 reports, covering 1300+ tables and 1800+ figures:

1. Europe Loyalty Market Business and Investment Opportunities Databook
2. Austria Loyalty Market Business and Investment Opportunities Databook
3. Belgium Loyalty Market Business and Investment Opportunities Databook
4. Denmark Loyalty Market Business and Investment Opportunities Databook
5. Finland Loyalty Market Business and Investment Opportunities Databook
6. France Loyalty Market Business and Investment Opportunities Databook
7. Germany Loyalty Market Business and Investment Opportunities Databook
8. Greece Loyalty Market Business and Investment Opportunities Databook
9. Ireland Loyalty Market Business and Investment Opportunities Databook
10. Israel Loyalty Market Business and Investment Opportunities Databook
11. Italy Loyalty Market Business and Investment Opportunities Databook
12. Netherlands Loyalty Market Business and Investment Opportunities Databook
13. Poland Loyalty Market Business and Investment Opportunities Databook
14. Russia Loyalty Market Business and Investment Opportunities Databook
15. Spain Loyalty Market Business and Investment Opportunities Databook
16. Switzerland Loyalty Market Business and Investment Opportunities Databook
17. United Kingdom Loyalty Market Business and Investment Opportunities Databook
Scope
This report provides a detailed data-centric analysis of the loyalty industry, with comprehensive coverage across retail-sector context, loyalty spend dynamics, and loyalty platform economics. Below is a summary of key market segments:

•  Retail Sector Market Context
 --  Retail Industry Market Size, 2021-2030
 --  Ecommerce Market Size, 2021-2030
 --  POS Market Size Trend Analysis, 2021-2030

•  Loyalty Spend Market Size and Growth Dynamics
 --  Loyalty Spend Market Size and Future Growth Dynamics, 2021-2030
 --  Loyalty Spend on Schemes by Value Accumulated and Value Redemption Rate, 2025
 --  Loyalty Spend Share by Functional Domains, 2021-2030
 --  Loyalty Spend by Loyalty Schemes, 2021-2030
 --  Loyalty Spend by Loyalty Platforms, 2021-2030

•  Loyalty Schemes Spend Segmentation by Loyalty Program Type
 -- Point-based Loyalty Program
 -- Tiered Loyalty Program
 -- Mission-driven Loyalty Program
 -- Spend-based Loyalty Program
 -- Gaming Loyalty Program
 -- Free Perks Loyalty Program
 -- Subscription Loyalty Program
 -- Community Loyalty Program
 -- Refer a Friend Loyalty Program
 -- Paid Loyalty Program
 -- Cashback Loyalty Program

•  Loyalty Schemes Spend Segmentation by Channel
 -- In-Store
 -- Online
 -- Mobile

•  Loyalty Schemes Spend Segmentation by Business Model
 -- Seller Driven
 -- Payment Instrument Driven
 -- Other Segment

•  Loyalty Schemes Spend Segmentation by Key Sectors
 -- Retail
 -- Financial Services
 -- Healthcare & Wellness
 -- Restaurants & Food Delivery
 -- Travel & Hospitality (Cabs, Hotels, Airlines)
 -- Telecoms
 -- Media & Entertainment
 -- Other

• Sector × Channel Views: Loyalty Schemes Spend by Key Sectors and Channels
 -- Online Loyalty Spend by Sector, 2021-2030
 -- In-store Loyalty Spend by Sector, 2021-2030
 -- Mobile App Loyalty Spend by Sector, 2021-2030

•  Retail Sector Deep-Dive: Loyalty Schemes Spend by Retail Segment
 -- Diversified Retailers
 -- Department Stores
 -- Specialty Stores
 -- Supermarket and Convenience Store
 -- Other

•  Loyalty Schemes Spend Segmentation by Accessibility
 -- Card Based Access
 -- Digital Access

•  Loyalty Schemes Spend Segmentation by Consumer Type
 -- B2B Consumers
 -- B2C Consumers

•  Loyalty Schemes Spend Segmentation by Membership Type
 -- Free
 -- Free + Premium
 -- Premium

•  Loyalty Spend Split by Embedded vs. Non-Embedded Loyalty
 -- Embedded Loyalty Programs
 -- Non-Embedded Loyalty Programs

•  Loyalty Spend Split by Use of AI / Blockchain
 -- AI Driven Loyalty Program
 -- Blockchain Driven Loyalty Program

•  Loyalty Platform Spend Segmentation by Software Use Case
 -- Analytics and AI Driven
 -- Management Platform

•  Loyalty Platform Spend Segmentation by Vendor / Solution Partner
 -- In-house
 -- Third-Party Vendor

•  Loyalty Platform Spend Segmentation by Deployment
 -- Cloud
 -- On-Premise

•  Loyalty Platform Spend Segmentation by Offering
 -- Software
 -- Services
 -- Custom Built Platform vs. Off the Shelf Platform

•  Consumer Demographics & Behaviour (Loyalty Spend Share), 2025
 -- Age Group
 -- Income Level
 -- Gender

•  Loyalty Program KPIs, Behavioral Metrics & Embedded, 2025
 -- Primary Loyalty Motivation Split Analysis
 -- Loyalty Program Breakage Rate Analysis
 -- Loyalty Program Enrollment Channel Mix Analysis
 -- Embedded Loyalty Penetration by Channel
Reason to buy
• Comprehensive Market Intelligence: Gain a comprehensive view of the loyalty market by quantifying total loyalty spend value and its composition across loyalty schemes and loyalty platforms, supported by retail context indicators to benchmark market scale, structure, and growth dynamics.

• Granular Loyalty Spend Coverage: Analyze loyalty spend value across loyalty schemes and loyalty platforms, supported by structured segmentation across program types (e.g., point-based, tiered, cashback, subscription, community, gaming, mission-driven, paid, and referral-led formats).

• Channel and Sector-Level Execution Insights: Evaluate how loyalty spend is distributed across in-store, online, and mobile channels, and across key verticals including Retail, Financial Services, Healthcare & Wellness, Restaurants & Food Delivery, Travel & Hospitality, Telecoms, and Media & Entertainment, with dedicated sector × channel views.

• Program Structure and Participation Mix: Understand how loyalty schemes differ by business model (seller-driven vs. payment-instrument-driven), accessibility (card-based vs. digital), consumer type (B2B vs. B2C), and membership type (free, premium, and free+premium), enabling more precise program design and competitive benchmarking.

• Embedded Loyalty and Emerging Mechanisms Tracking: Assess the evolution of embedded vs. non-embedded loyalty and track spend splits linked to program enablement, including AI-driven and blockchain-driven loyalty program spend where captured in the dataset.

• Platform Spend and Vendor/Deployment Benchmarking: Benchmark loyalty platform economics by software use case (analytics/AI-driven vs. management platforms), solution partner model (in-house vs. third-party), deployment (cloud vs. on-premise), and offering mix (software vs. services; custom-built vs. off-the-shelf).

• Consumer Demographics and Program KPI Lens: Access loyalty spend share by age, income, and gender, alongside decision-critical program KPIs such as loyalty penetration (% of retail sales under loyalty), primary motivation split, breakage rate, enrollment channel mix, and embedded loyalty penetration by channel.

• Decision-Ready Databook Format with 100+ KPIs: Leverage a structured dataset with historical and forecast coverage through 2030, designed for direct integration into market models, strategic planning, and executive presentations by retailers, platforms, payment providers, technology vendors, and investors.
Table of Contents
 This title from PayNXT360 is a bundled offering, combining the following 16 reports, covering 1200+ tables and 1500+ figures:

1. Europe Loyalty Market Business and Investment Opportunities Databook
2. Austria Loyalty Market Business and Investment Opportunities Databook
3. Belgium Loyalty Market Business and Investment Opportunities Databook
4. Denmark Loyalty Market Business and Investment Opportunities Databook
5. Finland Loyalty Market Business and Investment Opportunities Databook
6. France Loyalty Market Business and Investment Opportunities Databook
7. Germany Loyalty Market Business and Investment Opportunities Databook
8. Greece Loyalty Market Business and Investment Opportunities Databook
9. Ireland Loyalty Market Business and Investment Opportunities Databook
10. Italy Loyalty Market Business and Investment Opportunities Databook
11. Netherlands Loyalty Market Business and Investment Opportunities Databook
12. Poland Loyalty Market Business and Investment Opportunities Databook
13. Russia Loyalty Market Business and Investment Opportunities Databook
14. Spain Loyalty Market Business and Investment Opportunities Databook
15. Switzerland Loyalty Market Business and Investment Opportunities Databook
16. United Kingdom Loyalty Market Business and Investment Opportunities Databook

All global, regional, and country reports mentioned above will have the following tables of contents:

1. About this Report
1.1 Summary
1.2 Methodology
1.3 Definitions
1.4 Disclaimer

2.  Retail Sector Market Size Trend Analysis
2.1  Retail Industry Market Size, 2021-2030
2.2  Ecommerce Market Size, 2021-2030
2.3  POS Market Size Trend Analysis, 2021-2030

3.  Loyalty Spend Market Size and Future Growth Dynamics
3.1  Loyalty Spend Market Size and Future Growth Dynamics, 2021-2030
3.2  Loyalty Spend on Schemes by Value Accumulated and Value Redemption Rate, 2025
3.3  Loyalty Spend Share by Functional Domains, 2021-2030
3.4  Loyalty Spend by Loyalty Schemes, 2021-2030
3.5  Loyalty Spend by Loyalty Platforms, 2021-2030

4.  Loyalty Schemes Spend Market Size and Future Growth Dynamics by Loyalty Program Type
4.1  Loyalty Schemes Spend Share by Loyalty Program Type, 2025
4.2  Spend by Point-based Loyalty Program, 2021-2030
4.3  Spend by Tiered Loyalty Program, 2021-2030
4.4  Spend by Mission-driven Loyalty Program, 2021-2030
4.5  Spend by Spend-based Loyalty Program, 2021-2030
4.6  Spend by Gaming Loyalty Program, 2021-2030
4.7  Spend by Free Perks Loyalty Program, 2021-2030
4.8  Spend by Subscription Loyalty Program, 2021-2030
4.9  Spend by Community Loyalty Program, 2021-2030
4.10  Spend by Refer a Friend Loyalty Program, 2021-2030
4.11  Spend by Paid Loyalty Program, 2021-2030
4.12  Spend by Cashback Loyalty Program, 2021-2030

5.  Loyalty Schemes Spend Market Size and Future Growth Dynamics by Channel
5.1  Loyalty Schemes Spend Share by Channel, 2021-2030
5.2  Loyalty Spend by In-Store, 2021-2030
5.3  Loyalty Spend by Online, 2021-2030
5.4  Loyalty Spend by Mobile, 2021-2030

6.  Loyalty Schemes Spend Market Size and Future Growth Dynamics by Business Model
6.1  Loyalty Schemes Spend Share by Business Model, 2021-2030
6.2  Loyalty Spend by Seller Driven, 2021-2030
6.3  Loyalty Spend by Payment Instrument Driven, 2021-2030
6.4  Loyalty Spend by Other Segment, 2021-2030

7.  Loyalty Schemes Spend Market Size and Future Growth Dynamics by Key Sectors
7.1  Loyalty Schemes Spend Share by Key Sectors, 2021-2030
7.2  Loyalty Schemes Spend in Retail, 2021-2030
7.3  Loyalty Schemes Spend in Financial Services, 2021-2030
7.4  Loyalty Schemes Spend in Healthcare & Wellness, 2021-2030
7.5  Loyalty Schemes Spend in Restaurants & Food Delivery, 2021-2030
7.6  Loyalty Schemes Spend in Travel & Hospitality (Cabs, Hotels, Airlines), 2021-2030
7.7  Loyalty Schemes Spend in Telecoms, 2021-2030
7.8  Loyalty Schemes Spend in Media & Entertainment, 2021-2030
7.9  Loyalty Schemes Spend in Other, 2021-2030

8.  Loyalty Schemes Spend in Key Sectors by Online Channel, 2021-2030
8.1  Online Loyalty Spend in Retail Segment, 2021-2030
8.2  Online Loyalty Spend in Financial Services, 2021-2030
8.3  Online Loyalty Spend in Healthcare & Wellness, 2021-2030
8.4  Online Loyalty Spend in Restaurants & Food Delivery, 2021-2030
8.5  Online Loyalty Spend in Travel & Hospitality (Cabs, Hotels, Airlines), 2021-2030
8.6  Online Loyalty Spend in Telecoms, 2021-2030
8.7  Online Loyalty Spend in Media & Entertainment, 2021-2030
8.8  Online Loyalty Spend in Other Segment, 2021-2030

9.  In-store Loyalty Spend in Key Sectors, 2021-2030
9.1  In-store Loyalty Spend in Retail Segment, 2021-2030
9.2  In-store Loyalty Spend in Healthcare & Wellness Segment, 2021-2030
9.3  In-store Loyalty Spend in Restaurants & Food Delivery Segment, 2021-2030
9.4  In-store Loyalty Spend in Travel & Hospitality (Cabs, Hotels, Airlines) Segment, 2021-2030
9.5  In-store Loyalty Spend in Media & Entertainment Segment, 2021-2030
9.6  In-store Loyalty Spend in Other Sector, 2021-2030

10.  Mobile App Loyalty Schemes Spend in Key Sectors, 2021-2030
10.1  Mobile App Loyalty Spend in Retail Segment, 2021-2030
10.2  Mobile App Loyalty Spend in Financial Services Segment, 2021-2030
10.3  Mobile App Loyalty Spend in Healthcare & Wellness Segment, 2021-2030
10.4  Mobile App Loyalty Spend in Restaurants & Food Delivery Segment, 2021-2030
10.5  Mobile App Loyalty Spend in Travel & Hospitality (Cabs, Hotels, Airlines) Segment, 2021-2030
10.6  Mobile App Loyalty Spend in Telecoms Segment, 2021-2030
10.7  Mobile App Loyalty Spend in Media & Entertainment Segment, 2021-2030
10.8  Mobile App Loyalty Spend in Other Segment, 2021-2030

11.  Retail Sector Loyalty Schemes Spend Market Size and Future Growth Dynamics
11.1  Loyalty Schemes Spend Share by Retail Segments, 2021-2030
11.2  Loyalty Retail Schemes Spend by Diversified Retailers, 2021-2030
11.3  Loyalty Retail Schemes Spend by Department Stores, 2021-2030
11.4  Loyalty Retail Schemes Spend by Specialty Stores, 2021-2030
11.5  Loyalty Retail Schemes Spend by Supermarket and Convenience Store, 2021-2030
11.6  Loyalty Retail Schemes Spend by Other, 2021-2030

12.  Loyalty Schemes Spend Market Size and Future Growth Dynamics by Accessibility
12.1  Loyalty Schemes Spend Share by Accessibility, 2021-2030
12.2  Loyalty Spend by Card Based Access, 2021-2030
12.3  Loyalty Spend by Digital Access, 2021-2030

13.  Loyalty Schemes Spend Market Size and Future Growth Dynamics by Consumer Type
13.1  Loyalty Schemes Spend Share by Consumer Type, 2021-2030
13.2  Loyalty Schemes Spend by B2B Consumers, 2021-2030
13.3  Loyalty Spend by B2C Consumers, 2021-2030

14.  Loyalty Schemes Spend Market Size and Future Growth Dynamics by Membership Type
14.1  Loyalty Schemes Spend Share by Membership Type, 2021-2030
14.2  Loyalty Membership Type Schemes Spend by Free, 2021-2030
14.3  Loyalty Membership Type Schemes Spend by Free + Premium, 2021-2030
14.4  Loyalty Membership Type Schemes Spend by Premium, 2021-2030

15.  Loyalty Spend Share by Embedded vs. Non-Embedded Loyalty, 2021-2030
15.1  Loyalty Spend by Embedded Loyalty Programs, 2021-2030
15.2  Loyalty Spend by Non-Embedded Loyalty Programs, 2021-2030

16.  Loyalty Spend Share by use of AI, 2021-2030
16.1  Loyalty Spend by AI Driven Loyalty Program, 2021-2030
16.2  Loyalty Spend by Blockchain Driven Loyalty Program, 2021-2030

17.  Loyalty Platform Spend Market Size and Future Growth Dynamics by Software Use case
17.1  Loyalty Platform Spend Share by Software Use Case, 2021-2030
17.2  Loyalty Software Platform Spend by Analytics and AI Driven, 2021-2030
17.3  Loyalty Software Platform Spend by Management Platform, 2021-2030

18.  Loyalty Platform Spend Market Size and Future Growth Dynamics by Vendor/ Solution Partner
18.1  Loyalty Platform Spend Share by Vendor/ Solution Partner, 2021-2030
18.2  Loyalty Vendor/ Solution Partner Platform Spend by In-house, 2021-2030
18.3  Loyalty Vendor/Solution Partner Platform Spend by Third-Party Vendor, 2021-2030

19.  Loyalty Platform Spend Market Size and Future Growth Dynamics by Deployment
19.1  Loyalty Platform Spend Share by Deployment, 2021-2030
19.2  Loyalty Deployment Platform Spend by Cloud, 2021-2030
19.3  Loyalty Deployment Platform Spend by On-Premise, 2021-2030

20.  Loyalty Spend Market Size and Future Growth Dynamics by Software vs. Services
20.1  Loyalty Spend Share by Software vs. Services, 2021-2030
20.2  Loyalty Spend by Software, 2021-2030
20.3  Loyalty Spend by Services, 2021-2030

21.  Loyalty Spend Market Size and Future Growth Dynamics by Custom vs. Off the Shelf Software Platforms
21.1  Loyalty Spend Share by Custom vs. Off the Shelf Software Platforms, 2021-2030
21.2  Loyalty Software Platforms Spend by Custom Built Platform, 2021-2030
21.3  Loyalty Software Platforms Spend by Off the Shelf Platform, 2021-2030

22.  Loyalty Spend Market Size and Forecast by Consumer Demographics & Behaviour
22.1  Loyalty Spend Share by Age Group, 2025
22.2  Loyalty Spend Share by Income Level, 2025
22.3  Loyalty Spend Share by Gender, 2025

23.  Loyalty Program- KPIs, Behavioral Metrics & Embedded
23.1  Primary Loyalty Motivation Split Analysis, 2025
23.2  Loyalty Program Breakage Rate Analysis, 2025
23.3  Loyalty Program Enrollment Channel Mix Analysis, 2025
23.4  Embedded Loyalty Penetration by Channel, 2025

24. Further Reading
24.1 About PayNXT360
24.2 Related Research
List Of Table
All the regional and country reports mentioned above will have the following tables:

Table 1:  Retail Industry Market Size (US$ Billion), 2021-2030
Table 2:  Ecommerce Market Size (US$ Billion), 2021-2030
Table 3:  POS Market Size (US$ Billion), 2021-2030
Table 4:  Total Loyalty Spend (US$ Million), 2021-2030
Table 5:  Loyalty Spend by Loyalty Schemes (US$ Million), 2021-2030
Table 6:  Loyalty Spend by Loyalty Platforms (US$ Million), 2021-2030
Table 7:  Spend by Point-based Loyalty Program (US$ Million), 2021-2030
Table 8:  Spend by Tiered Loyalty Program (US$ Million), 2021-2030
Table 9:  Spend by Mission-driven Loyalty Program (US$ Million), 2021-2030
Table 10:  Spend by Spend-based Loyalty Program (US$ Million), 2021-2030
Table 11:  Spend by Gaming Loyalty Program (US$ Million), 2021-2030
Table 12:  Spend by Free Perks Loyalty Program (US$ Million), 2021-2030
Table 13:  Spend by Subscription Loyalty Program (US$ Million), 2021-2030
Table 14:  Spend by Community Loyalty Program (US$ Million), 2021-2030
Table 15:  Spend by Refer a Friend Loyalty Program (US$ Million), 2021-2030
Table 16:  Spend by Paid Loyalty Program (US$ Million), 2021-2030
Table 17:  Spend by Cashback Loyalty Program (US$ Million), 2021-2030
Table 18:  Loyalty Spend by In-Store (US$ Million), 2021-2030
Table 19:  Loyalty Spend by Online (US$ Million), 2021-2030
Table 20:  Loyalty Spend by Mobile (US$ Million), 2021-2030
Table 21:  Loyalty Spend by Seller Driven (US$ Million), 2021-2030
Table 22:  Loyalty Spend by Payment Instrument Driven (US$ Million), 2021-2030
Table 23:  Loyalty Spend by Other Segment (US$ Million), 2021-2030
Table 24:  Loyalty Schemes Spend in Retail (US$ Million), 2021-2030
Table 25:  Loyalty Schemes Spend in Financial Services (US$ Million), 2021-2030
Table 26:  Loyalty Schemes Spend in Healthcare & Wellness (US$ Million), 2021-2030
Table 27:  Loyalty Schemes Spend in Restaurants & Food Delivery (US$ Million), 2021-2030
Table 28:  Loyalty Schemes Spend in Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2021-2030
Table 29:  Loyalty Schemes Spend in Telecoms (US$ Million), 2021-2030
Table 30:  Loyalty Schemes Spend in Media & Entertainment (US$ Million), 2021-2030
Table 31:  Loyalty Schemes Spend in Other (US$ Million), 2021-2030
Table 32:  Online Loyalty Spend in Retail Segment (US$ Million), 2021-2030
Table 33:  Online Loyalty Spend in Financial Services (US$ Million), 2021-2030
Table 34:  Online Loyalty Spend in Healthcare & Wellness (US$ Million), 2021-2030
Table 35:  Online Loyalty Spend in Restaurants & Food Delivery (US$ Million), 2021-2030
Table 36:  Online Loyalty Spend in Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2021-2030
Table 37:  Online Loyalty Spend in Telecoms (US$ Million), 2021-2030
Table 38:  Online Loyalty Spend in Media & Entertainment (US$ Million), 2021-2030
Table 39:  Online Loyalty Spend in Other Segment (US$ Million), 2021-2030
Table 40:  In-store Loyalty Spend in Retail Segment (US$ Million), 2021-2030
Table 41:  In-store Loyalty Spend in Healthcare & Wellness Segment (US$ Million), 2021-2030
Table 42:  In-store Loyalty Spend in Restaurants & Food Delivery Segment (US$ Million), 2021-2030
Table 43:  In-store Loyalty Spend in Travel & Hospitality (Cabs, Hotels, Airlines) Segment (US$ Million), 2021-2030
Table 44:  In-store Loyalty Spend in Media & Entertainment Segment (US$ Million), 2021-2030
Table 45:  In-store Loyalty Spend in Other Sector (US$ Million), 2021-2030
Table 46:  Mobile App Loyalty Spend in Retail Segment (US$ Million), 2021-2030
Table 47:  Mobile App Loyalty Spend in Financial Services Segment (US$ Million), 2021-2030
Table 48:  Mobile App Loyalty Spend in Healthcare & Wellness Segment (US$ Million), 2021-2030
Table 49:  Mobile App Loyalty Spend in Restaurants & Food Delivery Segment (US$ Million), 2021-2030
Table 50:  Mobile App Loyalty Spend in Travel & Hospitality (Cabs, Hotels, Airlines) Segment (US$ Million), 2021-2030
Table 51:  Mobile App Loyalty Spend in Telecoms Segment (US$ Million), 2021-2030
Table 52:  Mobile App Loyalty Spend in Media & Entertainment Segment (US$ Million), 2021-2030
Table 53:  Mobile App Loyalty Spend in Other Segment (US$ Million), 2021-2030
Table 54:  Loyalty Retail Schemes Spend by Diversified Retailers (US$ Million), 2021-2030
Table 55:  Loyalty Retail Schemes Spend by Department Stores (US$ Million), 2021-2030
Table 56:  Loyalty Retail Schemes Spend by Specialty Stores (US$ Million), 2021-2030
Table 57:  Loyalty Retail Schemes Spend by Supermarket and Convenience Store (US$ Million), 2021-2030
Table 58:  Loyalty Retail Schemes Spend by Other (US$ Million), 2021-2030
Table 59:  Loyalty Spend by Card Based Access (US$ Million), 2021-2030
Table 60:  Loyalty Spend by Digital Access (US$ Million), 2021-2030
Table 61:  Loyalty Schemes Spend by B2B Consumers (US$ Million), 2021-2030
Table 62:  Loyalty Schemes Spend by B2C Consumers (US$ Million), 2021-2030
Table 63:  Loyalty Membership Type Schemes Spend by Free (US$ Million), 2021-2030
Table 64:  Loyalty Membership Type Schemes Spend by Free + Premium (US$ Million), 2021-2030
Table 65:  Loyalty Membership Type Schemes Spend by Premium (US$ Million), 2021-2030
Table 66:  Loyalty Spend by Embedded Loyalty Programs (US$ Million), 2021-2030
Table 67:  Loyalty Spend by Non-Embedded Loyalty Programs (US$ Million), 2021-2030
Table 68:  Loyalty Spend by AI Driven Loyalty Program (US$ Million), 2021-2030
Table 69:  Loyalty Spend by Non-Embedded Loyalty Programs (US$ Million), 2021-2030
Table 70:  Loyalty Software Platform Spend by Analytics and AI Driven (US$ Million), 2021-2030
Table 71:  Loyalty Software Platform Spend by Management Platform (US$ Million), 2021-2030
Table 72:  Loyalty Vendor/Solution Partner Platform Spend by In-House (US$ Million), 2021-2030
Table 73:  Loyalty Vendor/Solution Partner Platform Spend by Third-Party Vendor (US$ Million), 2021-2030
Table 74:  Loyalty Deployment Platform Spend by Cloud (US$ Million), 2021-2030
Table 75:  Loyalty Deployment Platform Spend by On-Premise (US$ Million), 2021-2030
Table 76:  Loyalty Spend by Software (US$ Million), 2021-2030
Table 77:  Loyalty Spend by Services (US$ Million), 2021-2030
Table 78:  Loyalty Software Platforms Spend by Custom Built Platform (US$ Million), 2021-2030
Table 79:  Loyalty Software Platforms Spend by Off the Shelf Platform (US$ Million), 2021-2030
List of figures
All the regional and country reports mentioned above will have the following figures:

Figure 1: PayNXT360’s Methodology Framework
Figure 2:  Retail Industry Market Size (US$ Billion), 2021-2030
Figure 3:  Ecommerce Market Size (US$ Billion), 2021-2030
Figure 4:  POS Market Size (US$ Billion), 2021-2030
Figure 5:  Total Loyalty Spend (US$ Million), 2021-2030
Figure 6:  Loyalty Spend on Schemes by Value Accumulated and Value Redemption Rate (%), 2025
Figure 7:  Loyalty Spend Share by Functional Domains (%), 2021-2030
Figure 8:  Loyalty Spend by Loyalty Schemes (US$ Million), 2021-2030
Figure 9:  Loyalty Spend by Loyalty Platforms (US$ Million), 2021-2030
Figure 10:  Loyalty Schemes Spend Share by Loyalty Program Type (%), 2025
Figure 11:  Spend by Point-based Loyalty Program (US$ Million), 2021-2030
Figure 12:  Spend by Tiered Loyalty Program (US$ Million), 2021-2030
Figure 13:  Spend by Mission-driven Loyalty Program (US$ Million), 2021-2030
Figure 14:  Spend by Spend-based Loyalty Program (US$ Million), 2021-2030
Figure 15:  Spend by Gaming Loyalty Program (US$ Million), 2021-2030
Figure 16:  Spend by Free Perks Loyalty Program (US$ Million), 2021-2030
Figure 17:  Spend by Subscription Loyalty Program (US$ Million), 2021-2030
Figure 18:  Spend by Community Loyalty Program (US$ Million), 2021-2030
Figure 19:  Spend by Refer a Friend Loyalty Program (US$ Million), 2021-2030
Figure 20:  Spend by Paid Loyalty Program (US$ Million), 2021-2030
Figure 21:  Spend by Cashback Loyalty Program (US$ Million), 2021-2030
Figure 22:  Loyalty Schemes Spend Share by Channel (%), 2021-2030
Figure 23:  Loyalty Spend by In-Store (US$ Million), 2021-2030
Figure 24:  Loyalty Spend by Online (US$ Million), 2021-2030
Figure 25:  Loyalty Spend by Mobile (US$ Million), 2021-2030
Figure 26:  Loyalty Schemes Spend Share by Business Model (%), 2021-2030
Figure 27:  Loyalty Spend by Seller Driven (US$ Million), 2021-2030
Figure 28:  Loyalty Spend by Payment Instrument Driven (US$ Million), 2021-2030
Figure 29:  Loyalty Spend by Other Segment (US$ Million), 2021-2030
Figure 30:  Loyalty Schemes Spend Share by Key Sectors (%), 2021-2030
Figure 31:  Loyalty Schemes Spend in Retail (US$ Million), 2021-2030
Figure 32:  Loyalty Schemes Spend in Financial Services (US$ Million), 2021-2030
Figure 33:  Loyalty Schemes Spend in Healthcare & Wellness (US$ Million), 2021-2030
Figure 34:  Loyalty Schemes Spend in Restaurants & Food Delivery (US$ Million), 2021-2030
Figure 35:  Loyalty Schemes Spend in Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2021-2030
Figure 36:  Loyalty Schemes Spend in Telecoms (US$ Million), 2021-2030
Figure 37:  Loyalty Schemes Spend in Media & Entertainment (US$ Million), 2021-2030
Figure 38:  Loyalty Schemes Spend in Other (US$ Million), 2021-2030
Figure 39:  Online Cashback Spend by Financial Services (US$ Million), 2021-2030
Figure 40:  Online Loyalty Spend in Retail Segment (US$ Million), 2021-2030
Figure 41:  Online Loyalty Spend in Financial Services (US$ Million), 2021-2030
Figure 42:  Online Loyalty Spend in Healthcare & Wellness (US$ Million), 2021-2030
Figure 43:  Online Loyalty Spend in Restaurants & Food Delivery (US$ Million), 2021-2030
Figure 44:  Online Loyalty Spend in Travel & Hospitality (Cabs, Hotels, Airlines) (US$ Million), 2021-2030
Figure 45:  Online Loyalty Spend in Telecoms (US$ Million), 2021-2030
Figure 46:  Online Loyalty Spend in Media & Entertainment (US$ Million), 2021-2030
Figure 47:  Online Loyalty Spend in Other Segment (US$ Million), 2021-2030
Figure 48:  In-store Loyalty Spend in Key Sectors (%), 2021-2030
Figure 49:  In-store Loyalty Spend in Retail Segment (US$ Million), 2021-2030
Figure 50:  In-store Loyalty Spend in Healthcare & Wellness Segment (US$ Million), 2021-2030
Figure 51:  In-store Loyalty Spend in Restaurants & Food Delivery Segment (US$ Million), 2021-2030
Figure 52:  In-store Loyalty Spend in Travel & Hospitality (Cabs, Hotels, Airlines) Segment (US$ Million), 2021-2030
Figure 53:  In-store Loyalty Spend in Media & Entertainment Segment (US$ Million), 2021-2030
Figure 54:  In-store Loyalty Spend in Other Sector (US$ Million), 2021-2030
Figure 55:  Mobile App Loyalty Schemes Spend in Key Sectors (%), 2021-2030
Figure 56:  Mobile App Loyalty Spend in Retail Segment (US$ Million), 2021-2030
Figure 57:  Mobile App Loyalty Spend in Financial Services Segment (US$ Million), 2021-2030
Figure 58:  Mobile App Loyalty Spend in Healthcare & Wellness Segment (US$ Million), 2021-2030
Figure 59:  Mobile App Loyalty Spend in Restaurants & Food Delivery Segment (US$ Million), 2021-2030
Figure 60:  Mobile App Loyalty Spend in Travel & Hospitality (Cabs, Hotels, Airlines) Segment (US$ Million), 2021-2030
Figure 61:  Mobile App Loyalty Spend in Telecoms Segment (US$ Million), 2021-2030
Figure 62:  Mobile App Loyalty Spend in Media & Entertainment Segment (US$ Million), 2021-2030
Figure 63:  Mobile App Loyalty Spend in Other Segment (US$ Million), 2021-2030
Figure 64:  Loyalty Schemes Spend Share by Retail Segments (%), 2021-2030
Figure 65:  Loyalty Retail Schemes Spend by Diversified Retailers (US$ Million), 2021-2030
Figure 66:  Loyalty Retail Schemes Spend by Department Stores (US$ Million), 2021-2030
Figure 67:  Loyalty Retail Schemes Spend by Specialty Stores (US$ Million), 2021-2030
Figure 68:  Loyalty Retail Schemes Spend by Supermarket and Convenience Store (US$ Million), 2021-2030
Figure 69:  Loyalty Retail Schemes Spend by Other (US$ Million), 2021-2030
Figure 70:  Loyalty Schemes Spend Share by Accessibility (%), 2021-2030
Figure 71:  Loyalty Spend by Card Based Access (US$ Million), 2021-2030
Figure 72:  Loyalty Spend by Digital Access (US$ Million), 2021-2030
Figure 73:  Loyalty Schemes Spend Share by Consumer Type (%), 2021-2030
Figure 74:  Loyalty Schemes Spend by B2B Consumers (US$ Million), 2021-2030
Figure 75:  Loyalty Schemes Spend by B2C Consumers (US$ Million), 2021-2030
Figure 76:  Loyalty Schemes Spend Share by Membership Type (%), 2021-2030
Figure 77:  Loyalty Membership Type Schemes Spend by Free (US$ Million), 2021-2030
Figure 78:  Loyalty Membership Type Schemes Spend by Free + Premium (US$ Million), 2021-2030
Figure 79:  Loyalty Membership Type Schemes Spend by Premium (US$ Million), 2021-2030
Figure 80:  Loyalty Spend Share by Embedded vs. Non-Embedded Loyalty (%), 2021-2030
Figure 81:  Loyalty Spend by Embedded Loyalty Programs (US$ Million), 2021-2030
Figure 82:  Loyalty Spend by Loyalty Platforms (US$ Million), 2021-2030
Figure 83:  Loyalty Spend Share by Embedded vs. Non-Embedded Loyalty (%), 2021-2030
Figure 84:  Loyalty Spend by AI Driven Loyalty Program (US$ Million), 2021-2030
Figure 85:  Loyalty Spend by Blockchain Driven Loyalty Program (US$ Million), 2021-2030
Figure 86:  Loyalty Platform Spend Share by Software Use Case (%), 2021-2030
Figure 87:  Loyalty Software Platform Spend by Analytics and AI Driven (US$ Million), 2021-2030
Figure 88:  Loyalty Software Platform Spend by Management Platform (US$ Million), 2021-2030
Figure 89:  Loyalty Platform Spend Share by Vendor/ Solution Partner (%), 2021-2030
Figure 90:  Loyalty Vendor/ Solution Partner Platform Spend by In-House (US$ Million), 2021-2030
Figure 91:  Loyalty Vendor/Solution Partner Platform Spend by Third-Party Vendor (US$ Million), 2021-2030
Figure 92:  Loyalty Platform Spend Share by Deployment (%), 2021-2030
Figure 93:  Loyalty Deployment Platform Spend by Cloud (US$ Million), 2021-2030
Figure 94:  Loyalty Deployment Platform Spend by On-Premise (US$ Million), 2021-2030
Figure 95:  Loyalty Spend Share by Software vs. Services (%), 2021-2030
Figure 96:  Loyalty Spend by Software (US$ Million), 2021-2030
Figure 97:  Loyalty Spend by Services (US$ Million), 2021-2030
Figure 98:  Loyalty Spend Share by Custom vs. Off the Shelf Software Platforms (%), 2021-2030
Figure 99:  Loyalty Software Platforms Spend by Custom Built Platform (US$ Million), 2021-2030
Figure 100:  Loyalty Software Platforms Spend by Off the Shelf Platform (US$ Million), 2021-2030
Figure 101:  Loyalty Spend Share by Age Group (%), 2025
Figure 102:  Loyalty Spend Share by Income Level (%), 2025
Figure 103:  Loyalty Spend Share by Gender (%), 2025
Figure 104:  Primary Loyalty Motivation Split Analysis (%), 2025
Figure 105:  Loyalty Program Breakage Rate Analysis (%), 2025
Figure 106:  Loyalty Program Enrollment Channel Mix Analysis (%), 2025
Figure 107:  Embedded Loyalty Penetration by Channel (%), 2025
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